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Replies: 59
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Orange Blooded [4035]
TigerPulse: 97%
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How much credit card debt do you have?
Nov 4, 2016, 9:53 AM
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I have access to some data that suggests most of us are living paycheck to paycheck and living on credit. Where do you stand?
How much credit card debt do you have? [Results]
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$1-$5K |
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$5-$10K |
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$10-$15k |
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$15k-20K |
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I am fucked. |
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All-In [29076]
TigerPulse: 100%
55
Posts: 15470
Joined: 2011
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Does this mean the balance you carry or how much you have
Nov 4, 2016, 9:54 AM
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on your cards at any given time?
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Orange Blooded [4035]
TigerPulse: 97%
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Re: Does this mean the balance you carry or how much you have
Nov 4, 2016, 9:56 AM
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balance you carry. I just saw a credit card bill with a balance of $22,000. I would be a nut case if that was me. Even if the payment was 400/month
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All-In [29076]
TigerPulse: 100%
55
Posts: 15470
Joined: 2011
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Ok, well then put me down for the non existent balance
Nov 4, 2016, 9:57 AM
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choice.
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Clemson Sports Icon [55061]
TigerPulse: 100%
59
Posts: 52914
Joined: 2003
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no $0.00 option??
Nov 4, 2016, 9:55 AM
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we use them, but pay'em off in full every month, so no interest/finance charges.
I don't consider that 'debt'....
noooow, mortgages and student loans, that's a different story
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Ultimate Tiger [34952]
TigerPulse: 100%
56
Posts: 39092
Joined: 2003
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Where is the $0 option?***
Nov 4, 2016, 9:56 AM
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Clemson Sports Icon [55061]
TigerPulse: 100%
59
Posts: 52914
Joined: 2003
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HI FIVE for the nonUDP club!!***
Nov 4, 2016, 9:57 AM
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TigerNet Legend [147149]
TigerPulse: 100%
67
Posts: 94637
Joined: 1998
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Lemme in on some of that HI FIVE financial genius
Nov 4, 2016, 10:21 AM
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zero option action.
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Orange Blooded [4035]
TigerPulse: 97%
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Re: Where is the $0 option?***
Nov 4, 2016, 9:57 AM
[ in reply to Where is the $0 option?*** ] |
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its the jounge. I am assuming you all have been to a strip club in the past week and spent $2000
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Clemson Sports Icon [55061]
TigerPulse: 100%
59
Posts: 52914
Joined: 2003
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valid.***
Nov 4, 2016, 9:57 AM
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All-In [29076]
TigerPulse: 100%
55
Posts: 15470
Joined: 2011
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Want to pop over to Club Lust for lunch?***
Nov 4, 2016, 9:58 AM
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Clemson Sports Icon [55061]
TigerPulse: 100%
59
Posts: 52914
Joined: 2003
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I wouldn't say 'pop'
Nov 4, 2016, 9:59 AM
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especially after what happened last time
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Ultimate Tiger [34952]
TigerPulse: 100%
56
Posts: 39092
Joined: 2003
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All-In [29076]
TigerPulse: 100%
55
Posts: 15470
Joined: 2011
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H8n scok?***
Nov 4, 2016, 10:01 AM
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All-Time Great [90469]
TigerPulse: 100%
63
Posts: 62198
Joined: 2004
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All-Time Great [90469]
TigerPulse: 100%
63
Posts: 62198
Joined: 2004
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eff a credit card.
Nov 4, 2016, 10:03 AM
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Those things are a PIA.
If it weren't for having to have one (And yes, Dave Ramsey, if you leave your house you'll have to have one) I'd drop the ### thing.
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Orange Immortal [64674]
TigerPulse: 100%
60
Posts: 38502
Joined: 1998
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Ze-ro. Only debt is la casa.***
Nov 4, 2016, 10:04 AM
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All-TigerNet [11860]
TigerPulse: 100%
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$577 between two cards
Nov 4, 2016, 10:05 AM
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I pay mine off each month before interest hits
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TigerNet Immortal [176486]
TigerPulse: 100%
69
Posts: 72543
Joined: 2013
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between two cards?
Nov 4, 2016, 3:33 PM
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Do you just pay one off with the other, and keep going back and forth?
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Heisman Winner [81103]
TigerPulse: 100%
62
Posts: 63984
Joined: 2005
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Only about $1500 cause I decided I wanted new living room
Nov 4, 2016, 10:15 AM
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furniture but just bought a ring and am funding a wedding. Now my fiance's I haven't seen, and I dunno if I want to...
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All-In [29076]
TigerPulse: 100%
55
Posts: 15470
Joined: 2011
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Probably something you should check on before tying the knot
Nov 4, 2016, 10:20 AM
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and anything she has becomes part yours.
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Clemson Sports Icon [55061]
TigerPulse: 100%
59
Posts: 52914
Joined: 2003
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THIS***
Nov 4, 2016, 10:22 AM
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Paw Master [17754]
TigerPulse: 100%
51
Posts: 16306
Joined: 2002
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Yep. Even if her situation is bad, you will be better off
Nov 4, 2016, 10:24 AM
[ in reply to Probably something you should check on before tying the knot ] |
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knowing what you are getting into.
I got married pretty much straight outta Clemson, but didn't really realize that I was taking on college loans and credit card debt.
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Heisman Winner [81103]
TigerPulse: 100%
62
Posts: 63984
Joined: 2005
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Paw Master [17754]
TigerPulse: 100%
51
Posts: 16306
Joined: 2002
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Pls to be attaching pic of rottweiler statues.***
Nov 4, 2016, 10:25 AM
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Heisman Winner [81103]
TigerPulse: 100%
62
Posts: 63984
Joined: 2005
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One looks like this, but is a rottie
Nov 4, 2016, 10:27 AM
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The other is Christmas themed so we can't put it out yet. He has a little santa hat on. We're anxiously waiting until Thanksgiving....
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Paw Master [17754]
TigerPulse: 100%
51
Posts: 16306
Joined: 2002
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I weep for humanity.***
Nov 4, 2016, 10:34 AM
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Tiger Titan [48430]
TigerPulse: 100%
58
Posts: 19876
Joined: 2015
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Clemson Sports Icon [55061]
TigerPulse: 100%
59
Posts: 52914
Joined: 2003
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DEM BEANIE BABIES AREN"T GHANA PAY FOR DEMSELVES BOI!***
Nov 4, 2016, 10:47 AM
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Heisman Winner [81103]
TigerPulse: 100%
62
Posts: 63984
Joined: 2005
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No, I wouldn't
Nov 4, 2016, 10:48 AM
[ in reply to OMG FIND OUT NOW ] |
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But I know what her limit is and how long she's had it, it wouldn't be life altering. Now the $80k in student loans to get a $30k a year job is a different story....
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Tiger Titan [48430]
TigerPulse: 100%
58
Posts: 19876
Joined: 2015
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cards can be like joungers
Nov 4, 2016, 10:51 AM
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Lots of scoks. You need to run a credit report or be saddled in cc debt forever. Maybe.
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Tiger Titan [48430]
TigerPulse: 100%
58
Posts: 19876
Joined: 2015
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fiances can be like joungers
Nov 4, 2016, 11:00 AM
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have you checked to see if she has a ####?
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Heisman Winner [81103]
TigerPulse: 100%
62
Posts: 63984
Joined: 2005
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What do I look like, some sort of bigot? Of course not***
Nov 4, 2016, 11:30 AM
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TigerNet Immortal [169270]
TigerPulse: 100%
69
Posts: 47511
Joined: 2007
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Zero and will have car paid off by end of the year
Nov 4, 2016, 10:20 AM
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house has been paid off 5 years now.
Benefit of no kids - downside is we have to invest all that extra cash to cover the nursing home.
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TigerNet Legend [147149]
TigerPulse: 100%
67
Posts: 94637
Joined: 1998
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ICK.
Nov 4, 2016, 10:22 AM
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That means strangers are going to be changing your diapers.
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Ultimate Tiger [33434]
TigerPulse: 100%
56
Posts: 32213
Joined: 2004
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Credit card? When you rich like me, straight cash homey
Nov 4, 2016, 10:23 AM
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Orange Immortal [64026]
TigerPulse: 100%
60
Posts: 44041
Joined: 1998
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$zero.zero zero
Nov 4, 2016, 10:23 AM
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never had $1000 debt if you added every month in my life up since I got my first.
Pay them off every month; always have. Have had an interest charge from carry over maybe twice in my life.
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TigerNet Icon [152192]
TigerPulse: 100%
68
Posts: 68048
Joined: 2000
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I have a $97 garbage disposal sitting on my credit card
Nov 4, 2016, 10:24 AM
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for most of this week. Gonna start making payments on that starting on the 15th. Should be free and clear by Q2.
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Orange Blooded [2510]
TigerPulse: 85%
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Re: How much credit card debt do you have?
Nov 4, 2016, 10:25 AM
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$10-15K but I pay it off every month. Never carry a balance.
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Orange Blooded [2510]
TigerPulse: 85%
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Re: How much credit card debt do you have?
Nov 4, 2016, 10:33 AM
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However in some months I cycled the same card about 12 times.
It had a 14k limit.
I've now said too much.
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Clemson Sports Icon [55061]
TigerPulse: 100%
59
Posts: 52914
Joined: 2003
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you're not giving yourself enough credit
Nov 4, 2016, 10:37 AM
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you past the 'too much' mark about 1.5 hours ago.
nailed it
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Clemson Sports Icon [55061]
TigerPulse: 100%
59
Posts: 52914
Joined: 2003
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lol, 'credit'
Nov 4, 2016, 10:40 AM
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I didn't even see what I did there
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Clemson Sports Icon [52560]
TigerPulse: 100%
59
Posts: 33291
Joined: 2015
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Why isn't 0 an option?***
Nov 4, 2016, 10:25 AM
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TigerNet Icon [152192]
TigerPulse: 100%
68
Posts: 68048
Joined: 2000
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Because nobody has $0 except people who can't get approved
Nov 4, 2016, 10:28 AM
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for a credit card. Have you inquired with Discover?
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Clemson Sports Icon [52560]
TigerPulse: 100%
59
Posts: 33291
Joined: 2015
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He said carry over.
Nov 4, 2016, 10:33 AM
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I have plenty on my card. Will be paid off in 20 days. just like last month.
I have 0 that is carried over.
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Ultimate Clemson Legend [102381]
TigerPulse: 100%
64
Posts: 98925
Joined: 2009
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IO0***
Nov 4, 2016, 10:32 AM
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TigerNet Champion [117477]
TigerPulse: 100%
65
Posts: 69020
Joined: 2002
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fuct***
Nov 4, 2016, 10:35 AM
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Orange Blooded [2053]
TigerPulse: 93%
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Re: How much credit card debt do you have?
Nov 4, 2016, 10:43 AM
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About 3k. I spent most on booze and cash advances for drugs. The rest, I wasted.
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Orange Blooded [2510]
TigerPulse: 85%
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Cash advance
Nov 4, 2016, 10:45 AM
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Lutz... please don't tell me you really did a CA.
You can do that and profit from it, instead of paying out the ace.
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Orange Blooded [2053]
TigerPulse: 93%
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Re: Cash advance
Nov 4, 2016, 10:48 AM
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I am not financially savvy, or at least wasn't at one point dating back to college.
My parents are UDP. Anything that college didn't pay for, I paid for.
That number used to be a LOT higher. No student debt, and I was unemployed at one point which resulted in making some pretty dumb short-term decisions.
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Paw Master [17754]
TigerPulse: 100%
51
Posts: 16306
Joined: 2002
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Yeah man me too. We used to have about 30K in CC debt.
Nov 4, 2016, 11:04 AM
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Were totally dumb about it. Not from overspending, we just did horrible job of managing it. Finally grew up/wised up.
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TigerNet Champion [117477]
TigerPulse: 100%
65
Posts: 69020
Joined: 2002
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Growing up is a PITA sometimes
Nov 4, 2016, 11:33 AM
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and daycare is a real drain on the wallet.
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Clemson Sports Icon [55061]
TigerPulse: 100%
59
Posts: 52914
Joined: 2003
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LiLGUAR #2 starts kindergarten next year
Nov 4, 2016, 11:43 AM
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They'll both still be going to some afterschool care, but that change alone is like a $4000/yr bump in my pants.
My wallet, just in case you thought I meant my dink.
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TigerNet Champion [117477]
TigerPulse: 100%
65
Posts: 69020
Joined: 2002
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LILGREENR #2 goes from part time montessori to full-time
Nov 4, 2016, 12:07 PM
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next year. Right now we still pay full daycare for him. Next year, I will only have one in daycare so that puts a few extra thou in my pocket, possibly up to $400 per month freed up.
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Paw Master [17754]
TigerPulse: 100%
51
Posts: 16306
Joined: 2002
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All-Time Great [88568]
TigerPulse: 100%
63
Posts: 81628
Joined: 1999
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0***
Nov 4, 2016, 10:59 AM
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Tiger Titan [48430]
TigerPulse: 100%
58
Posts: 19876
Joined: 2015
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0
Nov 4, 2016, 11:03 AM
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debt other than house pmt.
SUCKIT ADVANCE AMERICA!!!!!!!!!!!!
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TigerNet Immortal [176486]
TigerPulse: 100%
69
Posts: 72543
Joined: 2013
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zero...straight cash homie.***
Nov 4, 2016, 11:15 AM
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Varsity [104]
TigerPulse: 92%
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$34,000. Do I win?***
Nov 4, 2016, 12:01 PM
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Ultimate Clemson Legend [108278]
TigerPulse: 100%
64
Posts: 70300
Joined: 2002
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None until this year
Nov 4, 2016, 12:16 PM
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Could itemize, but TMI.
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Replies: 59
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