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Clemson Icon [27579]
TigerPulse: 100%
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Posts: 18498
Joined: 2024
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Nice to see the stock market showing signs of...
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Apr 18, 2025, 10:05 AM
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Well, at least men aren't playing women's sports. We have that going for us.
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National Champion [7881]
TigerPulse: 100%
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Re: Nice to see the stock market showing signs of...
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Apr 18, 2025, 10:10 AM
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Actually men are still slapping the #### out of women in athletics in several blue states. Apparently left wing trash love their female abuse so much they'll defy federal instruction to cease and decist.
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Ring of Honor [22309]
TigerPulse: 100%
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Joined: 1998
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How about following law as interpreted by Courts ?***
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Apr 18, 2025, 10:16 AM
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Clemson Conqueror [11653]
TigerPulse: 98%
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Re: How about following law as interpreted by Courts ?***
Apr 19, 2025, 7:25 AM
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You got me.
Trump had tried for o er a year to defy SCOTUS order to not forgive student loans and to shift that burden onto the taxpayer.
Why no outrage about Trump back then?
Y’all are phonies.
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Clemson Icon [27579]
TigerPulse: 100%
54
Posts: 18498
Joined: 2024
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Re: Nice to see the stock market showing signs of...
Apr 18, 2025, 11:23 AM
[ in reply to Re: Nice to see the stock market showing signs of... ] |
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Okay well hopefully that is stopped. If Trump can just accomplish that and can own the libs for 4 years, it will have been a success.
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Paw Warrior [5035]
TigerPulse: 100%
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Re: Nice to see the stock market showing signs of...
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Apr 18, 2025, 11:53 AM
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If it doesn’t stop heck I might try to win some trophies against them wimmins.
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Clemson Icon [27579]
TigerPulse: 100%
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Joined: 2024
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Re: Nice to see the stock market showing signs of...
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Apr 18, 2025, 12:06 PM
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This also opens up the door for anyone competing in the Special Olympics too.
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Paw Warrior [5035]
TigerPulse: 100%
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Re: Nice to see the stock market showing signs of...
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Apr 18, 2025, 12:40 PM
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Ok I’m going to give credit where credit is due. That was funny. I’m cool with that.
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Clemson Icon [27579]
TigerPulse: 100%
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Posts: 18498
Joined: 2024
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Re: Nice to see the stock market showing signs of...
Apr 18, 2025, 12:45 PM
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I meant for any of us. It's been a long time since I have a had a trophy. Then after further research, those special people can be very fast. 100m record is 11.30.
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Paw Warrior [5035]
TigerPulse: 100%
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Re: Nice to see the stock market showing signs of...
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Apr 18, 2025, 12:50 PM
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I thought the comment was for me. I thought you got me!
But dang that’s a fast time. Maybe I better stick with the wimmins events.
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Game Changer [2045]
TigerPulse: 97%
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Thank god the market is closed today so Trump
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Apr 18, 2025, 4:23 PM
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can’t wipe out more retirement accounts.
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Paw Warrior [5035]
TigerPulse: 100%
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Re: Thank god the market is closed today so Trump
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Apr 18, 2025, 5:12 PM
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Wipe out? I would hate to be the financial advisor for about half of this board.
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Clemson Icon [27579]
TigerPulse: 100%
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Posts: 18498
Joined: 2024
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Re: Thank god the market is closed today so Trump
Apr 18, 2025, 5:15 PM
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He is working on it. They just have to work an extra year or two now, so it's not that bad yet.
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Paw Warrior [5035]
TigerPulse: 100%
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Re: Thank god the market is closed today so Trump
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Apr 18, 2025, 5:43 PM
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Nah I’m retiring next year. Plans have not changed.
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Clemson Icon [27579]
TigerPulse: 100%
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Posts: 18498
Joined: 2024
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Re: Thank god the market is closed today so Trump
Apr 18, 2025, 5:49 PM
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For some.
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Paw Warrior [5035]
TigerPulse: 100%
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Re: Thank god the market is closed today so Trump
Apr 18, 2025, 8:35 PM
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Honestly if the current amount of decline halts a guys retirement plans he wasn’t well prepared anyway. Also, let’s see where the market is at years end before we say it interrupts retirements.
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Game Changer [2045]
TigerPulse: 97%
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Many people arent well prepared.
Apr 18, 2025, 9:00 PM
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Drops like we have had can alter their plans. The only reason we didn’t have a full on steep correction was because actual intelligent people got to Trump and had him reverse his plans. When Trump gets involved and puts the thoughts in his addled brain into action, there are negative consequences. The market reaction when he folded on his “strategy” tells you all you need to know.
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Paw Warrior [5035]
TigerPulse: 100%
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Re: Many people arent well prepared.
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Apr 18, 2025, 9:09 PM
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Let’s put the political stuff away a second and let me ask you a question. I’m down about 8% from my high water mark. If a guy is planning to retire and an 8% drop halts his plans what is he going to do a year after he actually retires and the market drops 8%? Go back to work? We have a market correction every 1.1 years so if the retiree can’t handle that reality he’s in trouble.
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Clemson Icon [27840]
TigerPulse: 100%
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Joined: 2010
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And Momma needs a new set of wheels... Retirement has ALWAYS been something
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Apr 18, 2025, 9:42 PM
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of a relative thing due to necessities or extravagances. Learn to budget more efficiently.
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Paw Warrior [5035]
TigerPulse: 100%
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Re: And Momma needs a new set of wheels... Retirement has ALWAYS been something
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Apr 18, 2025, 9:51 PM
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Correct
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Clemson Icon [27579]
TigerPulse: 100%
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Posts: 18498
Joined: 2024
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Paw Warrior [5035]
TigerPulse: 100%
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Re: Thank god the market is closed today so Trump
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Apr 19, 2025, 5:06 AM
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For someone like me who has been self employed the strategy has to be different. There’s no pension waiting for me. If someone has a pension it’s a game changer and they have no worries about short term market fluctuations. For someone like me being ready and able to retire means you keep a year or two of income in cash. During short term market declines you pull from that rather than stocks. Once the market goes up ,and it will, you can pull from sticks. This downturn is a part of investing. As I said it happens every 1.1 years. I know, Trump , Trump blah blah blah. It’s always something every dang year. If a person is going to freak out every time it happens I sure hope he’s one of those pension/ social security retirees.
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Athletic Dir [1155]
TigerPulse: 79%
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Re: Thank god the market is closed today so Trump
Apr 19, 2025, 11:37 AM
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Somebody self employed with sufficient income should take a lump at retirement and buy an annuity to guarantee a minimum income. It's basically what my pension is, except I've paid into it cumulatively over the years instead of buying an annuity now. But, yeah, if you are happy with Trump intentionally tanking the stock market, bond market, and US dollar, you probably don't have enough sense to do that. The one benefit from Trump's idiocy for the people smart enough to do this is that the higher bond yields caused by Trump mean you can buy a better annuity with the same lump.
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Athletic Dir [1155]
TigerPulse: 79%
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Re: Thank god the market is closed today so Trump
Apr 19, 2025, 12:43 PM
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For a bigger bang, buy an annuity within a Roth IRA. I'm shopping now, but I think the Orange Turd is going to drive rates up some more before he's done.
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Paw Warrior [5035]
TigerPulse: 100%
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Re: Thank god the market is closed today so Trump
Apr 19, 2025, 1:30 PM
[ in reply to Re: Thank god the market is closed today so Trump ] |
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I’ve thought about an annuity in the past. It can be a good option for some. It’s not for me. Maybe I’m more of a gun slinger.
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Athletic Dir [1155]
TigerPulse: 79%
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Re: Thank god the market is closed today so Trump
Apr 19, 2025, 4:18 PM
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You can lead a horse to water, but sometimes that horse would rather drink his own pess.
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Paw Warrior [5035]
TigerPulse: 100%
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Re: Thank god the market is closed today so Trump
Apr 19, 2025, 5:27 PM
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I tried to be respectful. You’re so dang arrogant that you think your way is the only way. You are not my financial advisor. I have a very good one.
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Athletic Dir [1155]
TigerPulse: 79%
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Re: Thank god the market is closed today so Trump
Apr 19, 2025, 8:19 PM
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If you squeeze a little lemon into the pess, you can pretend it's lemonade.
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Athletic Dir [1155]
TigerPulse: 79%
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Re: Thank god the market is closed today so Trump
Apr 20, 2025, 2:00 AM
[ in reply to Re: Thank god the market is closed today so Trump ] |
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OK. One more try to help a moron Trumper. You said you keep two years of income in cash. That’s decently conservative. At least try to invest that into a good money market account (3.5-4%), if you don’t understand annuities.
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Paw Warrior [5035]
TigerPulse: 100%
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Re: Thank god the market is closed today so Trump
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Apr 20, 2025, 9:20 PM
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That’s exactly where my “cash” is. No, I’m not a conservative investor. Exactly 77% of my portfolio is in equities. Did you think by cash I meant a jar in the back yard? Geez.
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Ultimate Tiger [33524]
TigerPulse: 100%
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Joined: 2014
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Re: Thank god the market is closed today so Trump
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Apr 20, 2025, 9:31 PM
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Dude's going to get his own money back from an annuity for about 20 years and believe it's creating income, then lecture you on where you have your cash.
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Paw Warrior [5035]
TigerPulse: 100%
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Re: Thank god the market is closed today so Trump
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Apr 21, 2025, 5:15 AM
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He really is a piece of work. I talked to my financial advisor several years ago about an annuity and asked him if I should buy one. He said “sure if you want to give your money away and give me a huge commission”. We laughed about it and he said no I would not do that.
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Ultimate Tiger [33524]
TigerPulse: 100%
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Joined: 2014
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Re: Thank god the market is closed today so Trump
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Apr 21, 2025, 8:38 AM
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Funny and somewhat true. They can be a good tool for the right situation, but the insurance companies aren't in that business to lose.
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Paw Warrior [5035]
TigerPulse: 100%
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Re: Thank god the market is closed today so Trump
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Apr 21, 2025, 10:01 AM
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Good point. Insurance companies are in business to make money as you said. I even said an annuity is good for some but not others. I can actually see why some people would enjoy the peace of mind that comes with it and that’s perfectly fine. But it’s just not my style. I’ve always been an entrepreneur type. I prefer carving out my own way and it seems like that would be ok too. Can I lose my butt? Well, I guess so but that’s never scared me before.
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Athletic Dir [1155]
TigerPulse: 79%
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Athletic Dir [1155]
TigerPulse: 79%
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Re: Thank god the market is closed today so Trump
Apr 22, 2025, 6:34 AM
[ in reply to Re: Thank god the market is closed today so Trump ] |
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I don’t think either of you understand annuities. The annuities right now return almost twice what the best treasury money market accounts do. I’m getting close to 4% in a money market, but can get close to 7% from a good annuity. It’s just a difference in who is managing the funds. For some annuities, you don’t have to withdraw, so a simple person wouldn’t know the difference between that and a money market, except for the deferred taxes on the interest. To be fair, I never considered them before, but I’m sitting on a big chunk in my 401(k) earning less than 3%.
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Athletic Dir [1155]
TigerPulse: 79%
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Re: Thank god the market is closed today so Trump
Apr 22, 2025, 6:40 AM
[ in reply to Re: Thank god the market is closed today so Trump ] |
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If you take the same cash out of the money market and put it into a good deferred annuity, not only will you earn significantly more interest, tax on the interest is deferred until you withdraw. Pick one with no surrender penalties if you think you might need the money sooner.
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