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Replies: 29
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All-TigerNet [11640]
TigerPulse: 100%
Posts: 9796
Joined: 5/17/02
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Eff this ACA and the d!cks who voted for it....
Jul 30, 2014, 1:10 PM
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Fully compliant ACA plan from my employer:
2013 Premiums for a family plan were $13,440.
New rates for the exact same tier of coverage:
$20,352.
51% increase and effectively erases my $5k raise plus reduces take-home pay below pre-raise level.
All the plans and companies we shopped ($1500 deduct/80%) were within $1k of each other.
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Oculus Spirit [78876]
TigerPulse: 100%
Posts: 78623
Joined: 8/2/03
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Is your deductible the same?***
Jul 30, 2014, 1:13 PM
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All-TigerNet [11640]
TigerPulse: 100%
Posts: 9796
Joined: 5/17/02
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Re: Is your deductible the same?***
Jul 30, 2014, 2:04 PM
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Yes, deducts and out-of-pockets are the same.
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CU Guru [1581]
TigerPulse: 100%
Posts: 2501
Joined: 4/16/09
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Got a letter yesterday from...
Jul 30, 2014, 1:27 PM
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BCBS explaining that they will be returning money due to ACA limits on how much they can make.
At first glance, many people would think this a good thing but the obvious consequence is that the insurance companies don't have to compete anymore and with fixed prices, there will be a shortage. Indeed, there already are.
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All-In [34597]
TigerPulse: 100%
Posts: 41422
Joined: 4/20/01
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yes...Crass got $7***
Jul 30, 2014, 1:32 PM
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CU Medallion [56098]
TigerPulse: 100%
Posts: 31650
Joined: 8/27/02
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That's how it's worked in NY and NJ for years.
Jul 30, 2014, 1:37 PM
[ in reply to Got a letter yesterday from... ] |
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For both health and car insurance. You don't need to predict the consequences of capping insurance company profits because you can simply look at companies in states that already do it.
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All-In [34597]
TigerPulse: 100%
Posts: 41422
Joined: 4/20/01
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uuuhhh, that's a 151% increase....THANKS OBUMMA!!***
Jul 30, 2014, 1:32 PM
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Oculus Spirit [81925]
TigerPulse: 100%
Posts: 47119
Joined: 3/18/07
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A 151% increase would've been $33,735...***
Jul 31, 2014, 8:22 AM
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CU Medallion [56098]
TigerPulse: 100%
Posts: 31650
Joined: 8/27/02
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Do you work for a small company with a young staff?
Jul 30, 2014, 1:33 PM
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Obamacare stipulates that insurance companies can't consider an individual's health when establishing plan prices. That helps older people and hurts younger ones.
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All-TigerNet [11640]
TigerPulse: 100%
Posts: 9796
Joined: 5/17/02
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Re: Do you work for a small company with a young staff?
Jul 30, 2014, 2:03 PM
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20 employees and I'd guess the average age for the company is late 30's.
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Heisman Winner [111623]
TigerPulse: 100%
Posts: 73771
Joined: 9/10/03
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Re: Eff this ACA and the d!cks who voted for it....
Jul 30, 2014, 1:33 PM
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you should ditch that and get Obamcare.
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Rock Defender [53]
TigerPulse: 90%
Posts: 35
Joined: 11/30/98
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My insurance went down $5500 a year for my Anthem Family
Jul 30, 2014, 2:06 PM
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Plan. I Heart ACA.
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Legend [18310]
TigerPulse: 79%
Posts: 24634
Joined: 11/3/03
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Re: My insurance went down $5500 a year for my Anthem Family
Jul 30, 2014, 5:02 PM
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This poster is probably immutable and just wants to rant. He will probably never see the light, ACA will persevere such, and with some improvements will benefit many people who formerly had no health insurance.
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Legend [18310]
TigerPulse: 79%
Posts: 24634
Joined: 11/3/03
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110%er [7980]
TigerPulse: 100%
Posts: 22420
Joined: 2/27/02
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you pay 20k a year for health coverage?
Jul 30, 2014, 3:16 PM
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thats insane
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All-In [34112]
TigerPulse: 100%
Posts: 33621
Joined: 9/13/99
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My 2014 premium: $0.00.
Jul 30, 2014, 5:24 PM
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Hall of Famer [23693]
TigerPulse: 100%
Posts: 36824
Joined: 8/19/03
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You're welcome!
Jul 30, 2014, 9:08 PM
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Since you make nothing, the rest of us get to pay your bills! We ARE suckers aren't we?
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All-TigerNet [13190]
TigerPulse: 98%
Posts: 19419
Joined: 9/27/04
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My premiums for this year 0.00 as well
Jul 30, 2014, 9:14 PM
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It is going to cost me 10 bucks a month to get my freeloading infant on my plan though.
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All-In [34112]
TigerPulse: 100%
Posts: 33621
Joined: 9/13/99
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Make nothing?
Jul 30, 2014, 9:50 PM
[ in reply to You're welcome! ] |
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No, I have a job. I just have $0 medical premiums thanks to my employer's medical plan.
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All-In [31907]
TigerPulse: 100%
Posts: 37199
Joined: 11/22/03
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Splitting hairs, but the premium for you is not $0....
Jul 31, 2014, 10:40 AM
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you just don't pay it.
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All-In [34112]
TigerPulse: 100%
Posts: 33621
Joined: 9/13/99
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That's correct.***
Jul 31, 2014, 10:47 AM
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All-In [34112]
TigerPulse: 100%
Posts: 33621
Joined: 9/13/99
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Well... maybe that's correct.
Jul 31, 2014, 10:49 AM
[ in reply to Splitting hairs, but the premium for you is not $0.... ] |
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I'm not sure if the firm pays on a per-employee basis, or as a lump sum based on a certain range of number of employees. You can still look at that as a premium for me in particular, of course, but the number would vary as employees come and go.
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All-In [31907]
TigerPulse: 100%
Posts: 37199
Joined: 11/22/03
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We had similar experience...we got lucky...
Jul 30, 2014, 6:12 PM
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we shopped to United Healthcare and got lucky that they had just lost the contract for the state of GA. We were able to keep premiums roughly the same but our co-pays doubled and deductibles went up and that's doing a partial self-insured plan.
Every employer I"ve talked to in our area had similar experiences.
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CU Guru [1723]
TigerPulse: 96%
Posts: 1842
Joined: 12/22/11
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Speaking for the lunge libs
Jul 31, 2014, 7:28 AM
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you can afford it and should thank Obama for allowing you to contribute more to your own health and letting you keep the amount you get to keep...he is doing you a favor.
Remeber that whole life, liberty and the pursuit of antibiotics theme...
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CU Guru [1581]
TigerPulse: 100%
Posts: 2501
Joined: 4/16/09
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Wow, so I can use...
Jul 31, 2014, 10:25 AM
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the same argument for the things I want to do too? Right, whatever. Socialism is for the people, not the socialist. A favor? Please.
I have the right to pursue happiness HOW I CHOOSE not how someone thinks I should.
If this were truly a liberated society, we would be fitter, we would eat better, we would help each other more and the rest of the world would emulate not hate us.
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All-In [31907]
TigerPulse: 100%
Posts: 37199
Joined: 11/22/03
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The rest of the world hates us? LOL***
Jul 31, 2014, 10:41 AM
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Ring of Honor [32958]
TigerPulse: 100%
Posts: 53106
Joined: 3/5/02
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I saw it on a South Park rerun last night. It's true.***
Jul 31, 2014, 10:51 AM
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CU Guru [1723]
TigerPulse: 96%
Posts: 1842
Joined: 12/22/11
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Obvious sarcasm is (not) obvious
Jul 31, 2014, 11:05 AM
[ in reply to Wow, so I can use... ] |
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i guess
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CU Guru [1581]
TigerPulse: 100%
Posts: 2501
Joined: 4/16/09
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Oops, I jumped the...
Aug 1, 2014, 12:47 PM
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gun there.
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MVP [512]
TigerPulse: 93%
Posts: 891
Joined: 10/12/06
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Re: Eff this ACA and the d!cks who voted for it....
Aug 2, 2014, 8:08 PM
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My coverage was still $0 because my company believes in taking care of its people even thought our government doesn't (or rather certain groups prevent it)
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Replies: 29
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