Replies: 21
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110%er [9949]
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Clowney
Feb 13, 2013, 5:45 PM
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NCAA makes $5 million in insurance available
Posted by Mike Florio on February 13, 2013, 3:54 PM EST
AP Earlier today, Alex Marvez of FOX reported that South Carolina defensive end Jadeveon Clowney is seeking $5 million in insurance via a private broker. But as one source with knowledge of the process explains it to PFT, the NCAA already has a program in place that makes $5 million in insurance available to players who may need it.
Per the source, the premium is roughly $40,000 for a year, and the NCAA will finance the amount at a low interest rate. Lower amounts of insurance are available at smaller premiums, based on a player’s projected pro prospects.
The policy that the NCAA makes available pays out only for a career-ending injury. Which, in the case of Clowney, makes $5 million a drop in the bucket in comparison to what he could earn over a full pro career.
Other insurance could be purchased privately, but without NCAA assistance. Lloyd’s of London makes a “loss of status” policy available based on an injury that causes the player to be drafted lower than expected. Those policies are more expensive and often result in litigation, since there often are multiple potential causes for a drop in draft stock.
So if the NCAA makes available insurance that covers only career-ending injuries, why should the players have to pay for it? At a time when NCAA-member institutions are generating millions from the labor and physical risks of players who get in return a “free education” that, frankly, costs the schools a lot less to give than it would cost the students to purchase, the players who are projected to have professional careers should get this protection automatically, and the NCAA should allow the schools to provide it.
Of course, it could be difficult to determine who will and won’t qualify for coverage, and for how much. Of all the bureaucracies that the NCAA has spawned, however, this would be one of the more worthwhile. And in a case like Clowney’s, however, it’s clear that the answer would be “all of it.”
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Legend [16921]
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Re: Clowney
Feb 13, 2013, 6:43 PM
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Plus, if the coverage was given to everyone the premiums would plummet.
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Orange Blooded [4754]
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I bet he sits out to save the 40G's for a new ride.***
Feb 13, 2013, 6:48 PM
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Devotee [320]
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LOL, We're on a 4 game losing streak to SCU and
Feb 13, 2013, 7:59 PM
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we sit around worried about there players. You would think we would be worried about Clemson and not them.
Funny!
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Hall of Famer [24226]
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Tell 'em coot***
Feb 13, 2013, 8:23 PM
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Addict [441]
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Tell 'em coot.***
Feb 13, 2013, 9:51 PM
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All-TigerNet [14090]
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Enthusiast [123]
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Re: Funny we beat a team in our bowl game, LSU, that you cooties
Feb 14, 2013, 2:22 PM
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Ouch, and what the the score of the SC-Clem game this past season?
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All-TigerNet [14090]
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Enthusiast [123]
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Re: You just had the best 3 years in your athletics program..
Feb 14, 2013, 2:23 PM
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Because your meltdowns are hilarious.
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Legend [16921]
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Re: You just had the best 3 years in your athletics program..
Feb 14, 2013, 3:00 PM
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A Clemson "meltdown" has ended with winning 21 games in two seasons. Your meltdowns are going 0-21 and forever being in the company of Duke, Kent State, and New Mexico as one of the worst programs in the history of the sport. See the difference? Congratulations on doing what we've already done 4 times since 1980. Did we make t-shirts about the streak and give our team rings? Not that I can recall. "Fear the thumb"? We've beaten you 4 straight 7 times and I've never heard us say "Fear the thumb" or have fans want to pay to put up billboards. Absolutely pathetic.
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Starter [361]
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Mr shep knows that but he insists on typifying his fan base.
Feb 16, 2013, 4:17 PM
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He has waited forever to just win 2 straight and can't believe that his team is actually worth a crap. He wants someone on here to admit it to provide him a sense of self worth. I dont think it is working for him so I will try to make him feel better. I realize you won 2 straight for thenfirsttime in 38 yrs(not sure if you can find that in any rivalry) and yes you matched our streak of 4(which happened 4 times before your 2 in a row) and yes we do realize that the number 5 follows the number 4 . Hope this helps a little. Not real sure what else you need to hear.
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CU Guru [1867]
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Enthusiast [123]
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Re: We know you are coot
Feb 14, 2013, 2:24 PM
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You really want to pull the grammar police card on this board? 75% of the posters here must be coot fans by your logic.
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110%er [6321]
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about 50% are coots....your point?***
Feb 14, 2013, 2:35 PM
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110%er [8095]
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When Clowney is not the first pick in draft, will the coots
Feb 13, 2013, 9:25 PM
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blame the chicken curse?
Or will they do that when Lattimore drops below the first six rounds?
Clowney is not a good defensive limeman against the run. AND never will be.
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CU Guru [1142]
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Re: When Clowney is not the first pick in draft, will the coots
Feb 14, 2013, 1:04 AM
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"Clowney is not a good defensive limeman against the run. AND never will be."
You are dead on correct, sir. But then, what does that say about our dumazz play-calling in the 2nd half on November 24, if you and I can figure this out?
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Trainer [48]
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Enthusiast [123]
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^Shut up you darn tootin coot******
Feb 14, 2013, 2:27 PM
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110%er [5249]
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Enthusiast [123]
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Orange Blooded [2533]
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Please stop posting about this guy Clowns.
Feb 14, 2013, 3:00 PM
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Or whoever he is. He is a non-factor in Clemson football or our future. Or go on the coot board with it.
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