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Replies: 19
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Hall of Famer [22974]
TigerPulse: 100%
Posts: 16924
Joined: 12/2/00
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Let's talk credit cards
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Feb 3, 2023, 12:33 PM
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What cards do you carry and how should I upgrade?
I only have two cards:
1. AMEX 1% cash back card, no #### fee (with occasional discounts/benefits that I use a few times a year)
2. American Airlines 1% point cards, $100 #### fee
Bulk of purchases go on AMEX cash. The 2nd card helps when places don't accept AMEX, with flight boarding/costs and keeps my AA points active (since I rarely fly these days).
WellsFargo now has a 2% cash card I'm considering, and looking for other flight cards with no fees.
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Oculus Spirit [81189]
TigerPulse: 100%
Posts: 56252
Joined: 9/13/04
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I have one.
4
Feb 3, 2023, 12:37 PM
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Its a GM Card I think that I pay off every month.
And thats about all I have on that subject.
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Oculus Spirit [83161]
TigerPulse: 100%
Posts: 80176
Joined: 11/29/99
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Visa debit card and American Express only.***
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Feb 3, 2023, 12:38 PM
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All-In [47813]
TigerPulse: 100%
Posts: 44530
Joined: 9/5/02
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I've got an AMEX and VISA via Capital One
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Feb 3, 2023, 12:40 PM
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that I use regularly. 1% on one, 1.5% on the other. no fees.
I'm flying more and more so I might get the AA card.
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110%er [9105]
TigerPulse: 100%
Posts: 11353
Joined: 10/15/99
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CapOne***
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Feb 3, 2023, 12:45 PM
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All-In [30197]
TigerPulse: 100%
Posts: 31804
Joined: 9/13/01
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Re: Let's talk credit cards
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Feb 3, 2023, 12:50 PM
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I gots:
AmEx Delta Gold Card
American Airlines MasterCard
United Chase MasterCard
Marriott Bonvoy Visa
BoA Visa with cash back feature
Pay em all off monthly and carry no balance
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Hall of Famer [22974]
TigerPulse: 100%
Posts: 16924
Joined: 12/2/00
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You carry around a Costanza wallet?
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Feb 3, 2023, 1:06 PM
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Oculus Spirit [97807]
TigerPulse: 100%
Posts: 64931
Joined: 7/13/02
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I have one, had it since college.
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Feb 3, 2023, 12:51 PM
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No need for anything else. Every once in a while I will see they jack up my APR, and I call and they cut it. But I don't even bother with that anymore since I normally pay it off.
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All-TigerNet [13764]
TigerPulse: 100%
Posts: 4970
Joined: 10/13/08
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Re: Let's talk credit cards
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Feb 3, 2023, 12:56 PM
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One card only from my bank, SCFCU. All bills direct draft to that and it gets paid off each month.
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All-In [46869]
TigerPulse: 100%
Posts: 30761
Joined: 8/11/15
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Let me do the recommendation for saphire preferred
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Feb 3, 2023, 1:14 PM
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so I can get that sweet 10k points
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CU Medallion [73569]
TigerPulse: 100%
Posts: 78044
Joined: 11/30/98
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I accumulated over 1000 in cash back
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Feb 3, 2023, 1:14 PM
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On mine last yr. Savor One cap one. Gives hi return on restaurants and grocery.
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Hall of Famer [22974]
TigerPulse: 100%
Posts: 16924
Joined: 12/2/00
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What defines 'restaurant'?
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Feb 3, 2023, 1:54 PM
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We order out a ton, but family also eats a bunch of Chick FilA/Chipotle throughout the year.
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CU Medallion [73569]
TigerPulse: 100%
Posts: 78044
Joined: 11/30/98
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all of that. Any eatery and grocery. thats why i got this
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Feb 3, 2023, 2:51 PM
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card. Also entertainment is 3% back too. you can get the paid card for 4% back on all of that as well.
But with all the food we get, its the perfect card for us. very straight forward too.
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CU Medallion [73569]
TigerPulse: 100%
Posts: 78044
Joined: 11/30/98
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book hotels thru their travel and its 5% back
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Feb 3, 2023, 2:52 PM
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on that too. overall, best card i've had to get money back by far.
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Oculus Spirit [78919]
TigerPulse: 100%
Posts: 26429
Joined: 12/6/98
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I ran all my cards up buying taggernit.oof coins***
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Feb 3, 2023, 1:46 PM
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Hall of Famer [21988]
TigerPulse: 100%
Posts: 8625
Joined: 9/11/11
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Amex Platinum
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Feb 3, 2023, 3:28 PM
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And chase sapphire reserve
We also have the Costco card...use it on.yat Costco and for gas bc of the cash back incentives
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110%er [9056]
TigerPulse: 100%
Posts: 9806
Joined: 4/27/13
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Re: Let's talk credit cards
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Feb 3, 2023, 8:32 PM
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USAA
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Lot o points [163012]
TigerPulse: 100%
Posts: 31933
Joined: 1/17/07
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Citi has had a 2% back for quite a while
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Feb 3, 2023, 8:58 PM
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but they have horrible customer service imo so I quit using it. I like Discover.
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Orange Blooded [2013]
TigerPulse: 100%
Posts: 958
Joined: 4/19/16
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CapitalOne’s Quicksilver is hard to beat.
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Feb 3, 2023, 9:05 PM
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1.5% back
No international charges.
Had it for 4 years. Making a killing.
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All-In [32685]
TigerPulse: 100%
Posts: 14913
Joined: 6/29/11
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Cap One Spark - 2% on every purchase - redeemable 1:1 on
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Feb 4, 2023, 9:43 AM
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travel - their definition of what is travel is VERY broad. I never have any trouble cashing in the points.
No annual fee.
Great customer service - call center is right here in Tampa.
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