Replies: 12
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Hall of Famer [22332]
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Joined: 3/3/99
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TD Bank stupid chit
Mar 22, 2021, 5:05 PM
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1) Every month I get a money order for a rental house I sold. If I deposit it, they put a 24 hour hold on it, as thought it was a check. Why? There's nothing to "clear"... it's like cash. So I'm a buttwhole. "Yes ma'am, I'd like to cash this". No problem. The window slides open, and then I drop a deposit slip in on top of the envelope with money in it... "OK, now I'd like to deposit that". So I make them do a double transaction. Just general principle. By God.
2) I have a PO Box and no mailbox. I order checks and never receive them. Come to find out, after a big hassle... they were returned, they won't ship checks to a PO Box, only a physical address. I ask why - "For security purposes". OK, help me understand this... you'll put a box of checks in a mailbox, where anydamnbody can just drive/walk by & grab em. But you won't send them to my PO Box, which is accessed only by my key, in a Post Office lobby with 24x7 surveillance. Please explain how that is more "secure". JFC. Yeah, I showed my azzz and hurt some people's feelings that day...
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Heisman Winner [135950]
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Thumbs Down is a pretty stupid name for a bank anyways***
Mar 22, 2021, 5:19 PM
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All-TigerNet [11640]
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It’s literally right in the name saying they suck
Mar 22, 2021, 5:36 PM
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And then when they do suck you’re surprised.
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Hall of Famer [22332]
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Lot o points [155944]
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I actually thought you were asking us to TD your post for a
Mar 22, 2021, 6:09 PM
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sec. Glad I didn't oblige.
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CU Medallion [60043]
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Great argument and showing
Mar 22, 2021, 6:45 PM
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Your azzzz is helpful sometimes. Very rarely, but this is acceptable. Unlike FBCoach showing his azzzz at a Tractor Supply cause they didn't have the piece of #### go-cart he wanted. That is not a case of show your azzzzzz.
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All-In [31907]
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#2 might make some sense...
Mar 22, 2021, 7:13 PM
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I'm guessing the concern about a PO BOX is that anyone can get one and there is no real name check against it. They feel better sending checks to the address on the account instead of a PO box that could belong to someone else.
I don't think you can open an account with just a PO box.
Just a guess.
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Hall of Famer [22332]
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I dunno flow... maybe you're right...***
Mar 22, 2021, 9:41 PM
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Lot o points [163012]
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TU Bank is where I
Mar 22, 2021, 7:30 PM
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would like to bank.
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CU Medallion [60043]
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Kids are in bed and wife is at Target
Mar 22, 2021, 7:53 PM
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and I am bored so I will share this story.
Last week or so, I paid off a HUGE credit card bill. I paid for my trip for my son and I to Hilton Head, I had put our Amelia Island trip on there and I also had an electrician come out and redo the wiring in the unfinished part of my basement and add a switch and slew of other things like can lights in the kids’ play room that had no overhead lighting. It was a huge bill. Cringeworthy.
So I paid it off and today my credit score updated. I lost 12 points. Like how the ever living eff does that happen? I was so mad. I think I am going to call my dude at Ameriprise and see if he can figure it out. It’s ridiculous that I am free and clear of all debt except car and mortgage and now I am back in high 700’s. It’s bothersome.
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All-In [40936]
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Target huh
Mar 22, 2021, 7:57 PM
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surrrrrreeeee
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Hall of Famer [24477]
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Orange Blooded [2618]
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Re: TD Bank stupid chit
Mar 23, 2021, 8:34 AM
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Because we live in the stupidest country in the world.
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Replies: 12
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