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TD Bank stupid chit
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TD Bank stupid chit


Mar 22, 2021, 5:05 PM

1) Every month I get a money order for a rental house I sold. If I deposit it, they put a 24 hour hold on it, as thought it was a check. Why? There's nothing to "clear"... it's like cash. So I'm a buttwhole. "Yes ma'am, I'd like to cash this". No problem. The window slides open, and then I drop a deposit slip in on top of the envelope with money in it... "OK, now I'd like to deposit that". So I make them do a double transaction. Just general principle. By God.

2) I have a PO Box and no mailbox. I order checks and never receive them. Come to find out, after a big hassle... they were returned, they won't ship checks to a PO Box, only a physical address. I ask why - "For security purposes". OK, help me understand this... you'll put a box of checks in a mailbox, where anydamnbody can just drive/walk by & grab em. But you won't send them to my PO Box, which is accessed only by my key, in a Post Office lobby with 24x7 surveillance. Please explain how that is more "secure". JFC. Yeah, I showed my azzz and hurt some people's feelings that day...

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smoking cigarettes and writing something nasty on the wall


Thumbs Down is a pretty stupid name for a bank anyways***


Mar 22, 2021, 5:19 PM



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“Anti-intellectualism has been a constant thread winding its way through our political and cultural life, nurtured by the false notion that democracy means that my ignorance is just as good as your knowledge.” Isaac Asimov
Panta Rhei Heraclitus


It’s literally right in the name saying they suck


Mar 22, 2021, 5:36 PM

And then when they do suck you’re surprised.

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crap... can't believe I didn't catch that...***


Mar 22, 2021, 6:06 PM [ in reply to Thumbs Down is a pretty stupid name for a bank anyways*** ]



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smoking cigarettes and writing something nasty on the wall


I actually thought you were asking us to TD your post for a


Mar 22, 2021, 6:09 PM

sec. Glad I didn't oblige.

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Great argument and showing


Mar 22, 2021, 6:45 PM

Your azzzz is helpful sometimes. Very rarely, but this is acceptable. Unlike FBCoach showing his azzzz at a Tractor Supply cause they didn't have the piece of #### go-cart he wanted. That is not a case of show your azzzzzz.

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#2 might make some sense...


Mar 22, 2021, 7:13 PM

I'm guessing the concern about a PO BOX is that anyone can get one and there is no real name check against it. They feel better sending checks to the address on the account instead of a PO box that could belong to someone else.

I don't think you can open an account with just a PO box.

Just a guess.

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I dunno flow... maybe you're right...***


Mar 22, 2021, 9:41 PM



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smoking cigarettes and writing something nasty on the wall


TU Bank is where I


Mar 22, 2021, 7:30 PM

would like to bank.

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Kids are in bed and wife is at Target


Mar 22, 2021, 7:53 PM

and I am bored so I will share this story.

Last week or so, I paid off a HUGE credit card bill. I paid for my trip for my son and I to Hilton Head, I had put our Amelia Island trip on there and I also had an electrician come out and redo the wiring in the unfinished part of my basement and add a switch and slew of other things like can lights in the kids’ play room that had no overhead lighting. It was a huge bill. Cringeworthy.

So I paid it off and today my credit score updated. I lost 12 points. Like how the ever living eff does that happen? I was so mad. I think I am going to call my dude at Ameriprise and see if he can figure it out. It’s ridiculous that I am free and clear of all debt except car and mortgage and now I am back in high 700’s. It’s bothersome.

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Target huh


Mar 22, 2021, 7:57 PM

surrrrrreeeee

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Counterintuitive for sure. Realistically, getting back to 8


Mar 22, 2021, 9:25 PM [ in reply to Kids are in bed and wife is at Target ]

won't really get you anything, I wouldn't think.

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Re: TD Bank stupid chit


Mar 23, 2021, 8:34 AM

Because we live in the stupidest country in the world.

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Replies: 12
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