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Replies: 20
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Hall of Famer [20573]
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Joined: 10/27/00
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Just got hit for over $5000 in charges
Jul 3, 2019, 2:53 PM
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on my Citibank card. Uggh.
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Oculus Spirit [81061]
TigerPulse: 100%
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Joined: 9/13/04
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You ain't paying it.
Jul 3, 2019, 2:55 PM
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I mean, unless you did it.
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Hall of Famer [20573]
TigerPulse: 100%
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Joined: 10/27/00
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True.
Jul 3, 2019, 2:58 PM
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The problem is, this is the one I pay 80% of my bills with. I have to contact all them peoples.
I hate a #### thief. But I love beer. I have an appointment with some in a few hours.
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Oculus Spirit [85335]
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Joined: 5/21/14
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This would have never happened if
Jul 3, 2019, 2:56 PM
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we all still rode on horseback.
probably
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Oculus Spirit [97724]
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Posts: 64864
Joined: 7/13/02
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You're fine. What is bad is when someone goes
Jul 3, 2019, 2:57 PM
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to Sam's, takes out a $9,000 line of credit in your name, and walks out with 3 massive TV's.
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Oculus Spirit [81061]
TigerPulse: 100%
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Joined: 9/13/04
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Why folks in SC don't freeze their credit I don't get.
Jul 3, 2019, 2:58 PM
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It doesn't cost anything to do.
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Oculus Spirit [97724]
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Joined: 7/13/02
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Well, as I quickly received a diploma in the field......
Jul 3, 2019, 3:03 PM
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Granted this was a few years back but....
You can only freeze your credit for 90 days. And yes it's free. BUT, you have to contact all three credit agencies. THIS was the first thing I did after contacting the lender. BUT, if you file a police report of the identity theft, you can then send that report to the credit agencies and freeze your credit for a year. Which I did. But now my credit is wide open again. I know because I've used it. BUT, I have identity theft protection and will know the day a new line appears. So far no repeats.
FWIW, it was the protection given to me by the State of SC that let me catch the Sam's purchase literally the day it happened.
FWIAW - Never heard a fvckin thing from the police. I assume they chunked my police report in the trash can. At least having made it I could freeze my credit for a year. I mean how hard would it be to bust the person who did it? They went into a Sam's Wholesale. They know the store. Sat down or stood at some desk or whatever and filled out paperwork. You have the exact purchase recorded. They're ON FILM. Should be easy.
Message was edited by: Tiggity®
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Oculus Spirit [81061]
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Naw man.
Jul 3, 2019, 3:07 PM
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Your credit stays frozen until you unfreeze it. In fact, you have to specifically unfreeze it if you want to do anything that requires a hard credit check.
And you have to freeze/unfreeze at all 3 credit bureaus, but it works the same way.
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Oculus Spirit [97724]
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Well, that was 3 years ago. That's what I was told. And I
Jul 3, 2019, 3:10 PM
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financed a minivan last year with no problems.
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Oculus Spirit [81061]
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Its been that way for at least 7 or 8 years
Jul 3, 2019, 3:12 PM
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I started freezing mine about a year or so before the SC-DOR gave my tax information to a hacker.
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Standout [345]
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Heisman Winner [137947]
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Joined: 10/22/00
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Bro.
Jul 3, 2019, 3:02 PM
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It was worth it.
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Oculus Spirit [97724]
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Incredible mullet. Shades. Outfit. Jet ski.
Jul 3, 2019, 3:05 PM
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So much win in that pig.
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Heisman Winner [137947]
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Joined: 10/22/00
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It's the role Danny McBride was put on this earth to play.
Jul 3, 2019, 3:08 PM
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He really should consider quitting acting after that show. It's akin to Jeremy Pivin playing Ari Gould.
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CU Medallion [53241]
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All-TigerNet [10859]
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Joined: 1/6/04
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Re: Just got hit for over $5000 in charges
Jul 3, 2019, 3:16 PM
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Get a $5,000 credit limit.
Carry a $4,700 balance.
problem solved.
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Oculus Spirit [97724]
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What if you need to buy something more than $300
Jul 3, 2019, 3:20 PM
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That'd be my problem.
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All-TigerNet [10859]
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Re: What if you need to buy something more than $300
Jul 3, 2019, 3:45 PM
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You request a credit line increase by the amount of the item you want to buy. But once you do that, make sure you don't pay back down to the $4,700 I initially mentioned.
This isn't rocket science, but there might be math.
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Heisman Winner [135609]
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If it helps...
Jul 3, 2019, 3:17 PM
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I used the money to corner the pickle market.
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All-In [47839]
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That's a sh!tload of pickles***
Jul 3, 2019, 4:24 PM
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All-TigerNet [11252]
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Re: That's a sh!tload of pickles***
Jul 3, 2019, 10:45 PM
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Pickles are just embalmed cucumbers.
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Replies: 20
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