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Replies: 45
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All-In [40344]
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Married banking question
Oct 16, 2018, 3:33 PM
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Inb4 lol marriage
For you married fellas and OSF.
Do you have all joint accounts or do you have a personal one for hookers and blow?
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Orange Blooded [2955]
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Re: Married banking question
Oct 16, 2018, 3:36 PM
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We have two joint accounts. One for bills, and one to blow. Being serious to your question. The blow money account gets a certain amount put in it each month and neither spouse is allowed to look at the withdraws because of random surprises, gifts, and Christmas. It seems to be working pretty good for us, but also the biggest thing is we trust each other enough to do it. I spend a lot more money than my wife does. I'm the shopper in our family.
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Oculus Spirit [97706]
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Joint checking. Personal credit cards***
Oct 16, 2018, 3:41 PM
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Oculus Spirit [78865]
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joints
Oct 16, 2018, 3:41 PM
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no personal
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Oculus Spirit [79428]
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I never really saw the point in a joint account
Oct 16, 2018, 3:42 PM
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I tend to think it's a recipe for disaster, eventually. Seems like a good way to sow seeds of resentment toward your spouse. Plus, I think you've got to maintain some individuality.
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Oculus Spirit [85301]
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Personal for each
Oct 16, 2018, 3:46 PM
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She pays day care
I pay mortgage
She buys groceries
I pay power, water, internet, phone, tv
We split property taxes and insurance, but I get to pay majority of both
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CU Medallion [54758]
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do you call each other 'roomie', too?***
Oct 16, 2018, 4:18 PM
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Oculus Spirit [85301]
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I mean I guess I would consider a joint account if my wife
Oct 16, 2018, 4:25 PM
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made more than I did, but what kind of a man would I be?
nawmsayin?
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CU Medallion [54758]
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intimately
Oct 16, 2018, 4:28 PM
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however, we've done joint account (plus personals) since before we was hitched.
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All-In [36450]
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Do you have to make appointments for sext too?***
Oct 16, 2018, 5:48 PM
[ in reply to Personal for each ] |
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All-In [47750]
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3...1 joint and 2 personal accounts
Oct 16, 2018, 3:46 PM
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Plus a 4th for my business
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Hall of Famer [21257]
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Joint everything.
Oct 16, 2018, 3:47 PM
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No personal. Neither of us are spenders.
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Oculus Spirit [79195]
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lutz at all these cucks in here
Oct 16, 2018, 3:49 PM
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1 for me. 1 for her. you make it you spend it. Makes her think twice before asking if we can do something or buy something cause she know's it ain't comin out of her pocket.
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Oculus Spirit [79428]
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Come on now, you can't tell me you don't get the occasional
Oct 16, 2018, 3:52 PM
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"But it's my money" when you ask for her to pay for lunch or something after you've paid mortgage, insurance, power, water, internet, TV, car payments, etc.
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Oculus Spirit [79195]
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No, like a gentleman I almost always pay for lunch
Oct 16, 2018, 4:03 PM
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she pays the mortgage.
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Heisman Winner [135569]
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I am master of all which I survey.***
Oct 16, 2018, 3:49 PM
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All-TigerNet [13764]
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1 joint that we both contribute to and pay bills out of
Oct 16, 2018, 3:54 PM
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balance of each's paycheck then goes to a personal that is our spending money.
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CU Medallion [58411]
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Joint accounts on almost everything.
Oct 16, 2018, 3:59 PM
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We're in it together, for the long haul. Hookers and blow would require a separate account doe.
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Oculus Spirit [75714]
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LOL marriage, but yeah we even have separate transactions
Oct 16, 2018, 4:02 PM
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at the grocery story. I send her my portion of the rent. Water is included. She takes care of power and I take care of cable.
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Heisman Winner [137867]
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I can't speak for the rest of the Junge, but I'd like to
Oct 16, 2018, 4:16 PM
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hear a grocery story.
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Heisman Winner [135569]
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That'd be nice.
Oct 16, 2018, 4:31 PM
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One where vegetables are sensual, and people are sensuous.
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All-In [31887]
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All account are joint....
Oct 16, 2018, 4:09 PM
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firm believer in having all finances together. Don't believe in "your" money and "my" money.
Wife is stay-at-home mom...my job supplies all income. I can't do my job (which includes travel) if she can't run the house/kids.
We do a budget every month and agree on it. We do budget for each of us to have our own "blow" money.
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Legend [17454]
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Samesies.
Oct 16, 2018, 7:11 PM
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Joint accounts and budget is the way to go. We do exactly this, except I do a budget every two weeks since that’s how I get paid. Just is easier for me.
Oh! I do have my double secret hookers and blow account, though.
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Heisman Winner [137867]
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Separate.
Oct 16, 2018, 4:13 PM
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19She has a job solely to pay for kids' clothes and entertainment and groceries (and she pays the gas bill to have something in her name), and she still manages to live paycheck-to-paycheck on her $75K salary. It's remarkable, really. And I pay every other bill, and save as much as I can, since she doesn't have that word in her vocabulary.
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Oculus Spirit [79428]
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Heisman Winner [137867]
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She'll pick up lunch or dinner about half the time,
Oct 16, 2018, 4:22 PM
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as long as the tab is <$40ish. If we ever go out on date night, and go north of a bill, yeah...I'm batting 1.000 on those.
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All-In [40927]
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my wifey is almost identical
Oct 16, 2018, 7:02 PM
[ in reply to Separate. ] |
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its scary how close that is to me.
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Oculus Spirit [81049]
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Doesn't matter
Oct 16, 2018, 4:15 PM
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I pay for it all anyway.
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Heisman Winner [137867]
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Re: Doesn't matter
Oct 16, 2018, 4:15 PM
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CU Medallion [54758]
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bofe
Oct 16, 2018, 4:16 PM
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most everything goes in and out of joint checking acct. have numerous joint savings accts, too
we each have a personal checking account that sidework $$ goes in, and is spent guilt-free. Usually 'bigger' solo purchase (breck bruh trips for me, usually...bitcoin...and stupid #### for her. Tho technically, I'm not sure she's ever actually dipped into her personal acct for anything unless we 'needed' it elsewhere)
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Heisman Winner [137867]
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Numerous?
Oct 16, 2018, 4:19 PM
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Exactly how many savings accounts might 2 people require?
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CU Medallion [54758]
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i've got it broken down
Oct 16, 2018, 4:27 PM
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In online high(ish) interest-bearing savings (gonna change this to higher one shoon):
1) got a regular ol' savings...where we stash OUR extra money
2&3) 1 for each kid (separate from 529s and things of that ilk)
4&5) Security deposits for both rentals (really no reason to keep them separate other than to see how much interest each accrues - both are long term rentals, so it adds up)
6) Rental income savings...anything above & beyond monthly operating costs + buffer goes in here
And then I've got another at a local credit union that a portion of my paycheck goes into.
so, 7.
obviously.
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All-In [35541]
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His Hers Ours
Oct 16, 2018, 4:21 PM
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lol marriage
I have a bills acct, a disposable acct and a savings acct.
No clue what she has.
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Heisman Winner [137867]
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A virginia.
Oct 16, 2018, 4:23 PM
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She has a virginia, and other accoutrements that give you reasons to talk to her.
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All-In [35541]
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If he asking her what my name is
Oct 16, 2018, 4:28 PM
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and she replies daddy is considered talking to each other then yeah we chit chat here and there
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Orange Blooded [3918]
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joint. i think it would only be right to have separate...
Oct 16, 2018, 4:35 PM
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...accounts. but i learned a long time ago i can either be married or be right.
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CU Medallion [50635]
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all joints***
Oct 16, 2018, 6:42 PM
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All-In [40344]
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I’m pretty impressed by the many different ways it’s
Oct 16, 2018, 7:36 PM
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Handled here
We are all joint and that’s fine and good.
There’s a little of that resentment that someone mentioned of my and your money. However, I think that flow said something along the lines if I couldn’t do my job how I do it without her doing more parenting so no complaints.
This thread is started as a reaction of her questioning some of my spending of disposable income and I was curious how everyone else did it. I make more and work the side gig bartending weddings, yet don’t wanna get into a yours, mine and ours situation. She does work part time, and makes some money. I just feel after 10yrs of marriage “splitting” bills would be weird. My hookers and blow account would be stockpiled, but I try to keep it all on the up and up and not have to hide it.
At the end of the day, I feel like her questioning some spending is better than having an off shore account that is totally secret to her.
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Oculus Spirit [83073]
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We’ve always had separate accounts. Be divorced
Oct 16, 2018, 7:55 PM
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otherwise.
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Oculus Spirit [83073]
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We’ve always had separate accounts. Be divorced
Oct 16, 2018, 7:56 PM
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otherwise.
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CU Medallion [55734]
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Joint. Period. We're MARRIED.***
Oct 16, 2018, 8:32 PM
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Hall of Famer [23693]
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Joe Tambien***
Oct 16, 2018, 9:35 PM
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Orange Blooded [2407]
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Re: Married banking question
Oct 16, 2018, 9:57 PM
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We each have our own accounts, both checking and savings. I have several. Then we also have a joint checking and joint savings. All house and married duties come from the joint accounts. We both contribute to the joint accounts each month. We also both keep money in our personal accounts. There is no asking? " can I buy this " ? . . like a child.
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All-TigerNet [12763]
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Re: Married banking question
Oct 16, 2018, 10:13 PM
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Joint everything. We’re a team.
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CU Medallion [64837]
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Re: Married banking question
Oct 17, 2018, 12:27 PM
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We've tried this every way possible, and FOR US, we keep two separate accounts.
I pay mortgage, power bill, taxes, medical insurance, auto and home insurance, internet and that's it.
She pays for the kids clothes, after-school activities, food (groceries and eating out), daycare, and her phone bill.
We each pay for our own personal stuff.
It's worked out great so far.
We have both gotten much wiser with our money... especially her. I'm saving an extra $1000+ a month that I was when we kept a joint account.
I think it all depends on the couple though... what works for some may be disastrous for others.
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All-In [46816]
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In the span of 2 weeks I got married and got
Oct 17, 2018, 12:29 PM
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a joint bank account.
I wouldn't suggest either one.
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Replies: 45
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