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Oculus Spirit [97634]
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Joined: 7/13/02
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0% APR for 82 months? Wow.
May 15, 2020, 7:34 AM
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Kinda did a double take on that car commercial. Free financing basically. And 82 months?
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All-In [48078]
TigerPulse: 100%
Posts: 49059
Joined: 5/16/04
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Re: 0% APR for 82 months? Wow.
May 15, 2020, 7:36 AM
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What type of car?
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Oculus Spirit [97634]
TigerPulse: 100%
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Generic Ford commercial. Think all.
May 15, 2020, 7:39 AM
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Also saw Hyundai at 0% for 72 months.
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All-In [48078]
TigerPulse: 100%
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Joined: 5/16/04
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Re: Generic Ford commercial. Think all.
May 15, 2020, 7:46 AM
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Thats great. Might be nice for some top of the line Ford truck.
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CU Medallion [55607]
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Posts: 35246
Joined: 11/30/98
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So I can finally get that sweet GT? Now which color?
May 15, 2020, 9:15 AM
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White with blue stripes or blue with white stripes?
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Oculus Spirit [80918]
TigerPulse: 100%
Posts: 56007
Joined: 9/13/04
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Heisman Winner [135591]
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Joined: 8/26/07
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Free money!
May 15, 2020, 7:46 AM
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Probably have to have a credit score of 845 to qualify.
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Oculus Spirit [97634]
TigerPulse: 100%
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Joined: 7/13/02
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I'd qualify then.
May 15, 2020, 7:47 AM
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??
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110%er [9638]
TigerPulse: 100%
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Joined: 9/10/99
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That's just a way to get people who can't afford to buy
May 15, 2020, 7:46 AM
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the car they're selling ... to buy the car they're selling.
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Heisman Winner [135591]
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Joined: 8/26/07
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Gets you on the lot
May 15, 2020, 7:51 AM
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Gets you really wanting the car then the sales manager brings in the finance guy with the bad news. The best you qualify for with your lousy credit is 4.8% but to soften the blow, we’ll throw in free floor mats.
You’re not going to walk away from this car you really like over $22.75 a month are you?
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Oculus Spirit [97634]
TigerPulse: 100%
Posts: 64771
Joined: 7/13/02
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I always finance the longest term. Last time I did 72 months
May 15, 2020, 7:51 AM
[ in reply to That's just a way to get people who can't afford to buy ] |
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Paid off in about 18 months. Nice to have an option to pay very little just in case.
But yeah. ######### leverage those 82 months to buy all they can afford on the monthly payment. Then get ripped on property taxes, insurance, and maintenance.
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Oculus Spirit [75668]
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Joined: 10/26/03
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I'd think about it if things were more certain.
May 15, 2020, 7:58 AM
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But also who wants to be upside down in a loan that could well be the life of the vehicle?
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CU Medallion [55986]
TigerPulse: 100%
Posts: 31614
Joined: 8/27/02
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Time to pick up a Shelby GT350.***
May 15, 2020, 8:23 AM
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All-In [47784]
TigerPulse: 100%
Posts: 44507
Joined: 9/5/02
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I love financing that far exceeds the
May 15, 2020, 8:35 AM
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manufacturer's warranty. I can't imagine financing a car for longer than the company is willing to stand behind their product.
yeah, go buy a Fiat or a Jeep and see what you've got left after 82 months....
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Oculus Spirit [85005]
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Joined: 5/21/14
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Who still does 5 yr /100?
May 15, 2020, 8:37 AM
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I guess I could google it, but seems warranties don't go as far as they used to.
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All-In [47784]
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Joined: 9/5/02
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my Jag was standard 5 yr /60k?
May 15, 2020, 8:47 AM
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and I got it extended (cause Jag) to 7yr 100k mile
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Heisman Winner [105396]
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Joined: 12/2/02
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Same with the Rolls. We sprung for the extra 40k miles
May 15, 2020, 10:31 AM
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but we will never put that many miles on it. We just use it to flex on Jag drivers.
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CU Medallion [65925]
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Joined: 6/12/14
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I did squeeze the dealer on our Huracan Evo Spyder
May 15, 2020, 10:34 AM
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to get a full 6 year warranty. But, like you, I rarely take it out.
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All-In [43435]
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Joined: 4/24/15
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Did you do that for both Jags?
May 15, 2020, 10:52 AM
[ in reply to my Jag was standard 5 yr /60k? ] |
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I can only assume you have 2 so you can keep 1 of them on the road.
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All-In [47784]
TigerPulse: 100%
Posts: 44507
Joined: 9/5/02
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lmao
May 15, 2020, 3:36 PM
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thats good.
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Oculus Spirit [79377]
TigerPulse: 100%
Posts: 63249
Joined: 10/30/05
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All-In [46762]
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Joined: 8/11/15
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Re: 0% APR for 82 months? Wow.
May 15, 2020, 8:41 AM
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All-In [40656]
TigerPulse: 100%
Posts: 23591
Joined: 1/29/05
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How did I know youd be here?***
May 15, 2020, 10:33 AM
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CU Medallion [64837]
TigerPulse: 100%
Posts: 22718
Joined: 9/27/04
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He was drawn here like
May 15, 2020, 12:43 PM
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a termite to a pallet deck
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Oculus Spirit [80918]
TigerPulse: 100%
Posts: 56007
Joined: 9/13/04
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I read those offers will be drying up
May 15, 2020, 12:19 PM
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Since the manufacturers shut down, they didn't build up too much inventory early. Also read that used car values have plummeted. If you need a new car now and have one to get rid of...might want to wait a while.
Like a few years.
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