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YOUR BALANCE
Any of you fine folks gone the way of online only
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Any of you fine folks gone the way of online only


May 12, 2020, 11:40 AM

bank for a savings account? Many years ago I had an ING account that I can no longer access but for some reason get real anxious when looking up accounts these days.

badge-donor-05yr.jpgringofhonor-aero.jpg flag link military_tech thumb_downthumb_up

you have a savings acct?***


May 12, 2020, 11:52 AM



flag link military_tech thumb_downthumb_up

If she's a hollerer, she'll be a screamer.
If she's a screamer, she'll get you arrested.


I've got several but none are drawing worth a flip.***


May 12, 2020, 12:13 PM



badge-donor-05yr.jpgringofhonor-aero.jpg flag link military_tech thumb_downthumb_up

ive only dreamed of a savings acct. i guess im poors, sadly***


May 12, 2020, 12:16 PM



flag link military_tech thumb_downthumb_up

If she's a hollerer, she'll be a screamer.
If she's a screamer, she'll get you arrested.


Hey, there is a chance you aren't poor but simply


May 12, 2020, 12:20 PM

broke. Even a guy pulling 6 figures a year can be broke.

badge-donor-05yr.jpgringofhonor-aero.jpg flag link military_tech thumb_downthumb_up

Yep


May 12, 2020, 12:01 PM

ING is now Capital One - you should be able to recover your login here

https://verified.capitalone.com/signinhelp.html#/sign-in-help


I’ve moved most of my money to AmEx savings because of higher interest

2024 orange level memberbadge-donor-15yr.jpgringofhonor-cu85tiger.jpg flag link military_tech thumb_downthumb_up

“Anti-intellectualism has been a constant thread winding its way through our political and cultural life, nurtured by the false notion that democracy means that my ignorance is just as good as your knowledge.”
Isaac Asimov


I attempted that a while back.


May 12, 2020, 3:43 PM

Something was truly jacked up with it and probably requires a phone call to fix. Before I lost access I'd taken most of that money and used it with my Sharebuilder account.

badge-donor-05yr.jpgringofhonor-aero.jpg flag link military_tech thumb_downthumb_up

Pretty much. Only reason I go to the bank is to get cash***


May 12, 2020, 12:04 PM



flag link military_tech thumb_downthumb_up


me too. Only times I have been in a bank last 5 years


May 12, 2020, 1:50 PM

was to get $2 bills prior to a bowl trip.

badge-donor-05yr.jpg flag link military_tech thumb_downthumb_up

Yes, I use usaa and penfed online only***


May 12, 2020, 12:18 PM



2024 white level memberbadge-donor-10yr.jpg2005_majors_champ.jpgbadge-ringofhonor-xtiger.jpg flag link military_tech thumb_downthumb_up


Probably should move both savings


May 12, 2020, 12:22 PM

to a high yield savings account like Ally or something. But I really like the liquidity when that sweet sweet chainsaw is returned and I can get a discount on it

2024 white level memberbadge-donor-05yr.jpg flag link military_tech thumb_downthumb_up

I like your funny words magic man


What about a chainsaw?***


May 12, 2020, 12:31 PM



badge-donor-05yr.jpgringofhonor-aero.jpg flag link military_tech thumb_downthumb_up

Easy.


May 12, 2020, 1:26 PM

Dude buys chainsaw who obviously doesn't know how to use it.

Dude returns chainsaw because he doesn't know how to use it.

Chainsaw is now "used"

Chainsaw half price.

Just got to play the waiting game.

2024 white level memberbadge-donor-05yr.jpg flag link military_tech thumb_downthumb_up

I like your funny words magic man


Why don't you just set up outside the pawn shop and offer $5


May 12, 2020, 3:45 PM

more than the shop does? This will only get you runnoft once.

badge-donor-05yr.jpgringofhonor-aero.jpg flag link military_tech thumb_downthumb_up

I had ING. Then it became CapitalOne


May 12, 2020, 12:57 PM

I have 360 Savings (basically no interest, but can move money back and forth without issue)

and a 360 Performance Savings (rate just dropped to 1.5%) that has limited moves per month for withdrawals.

flag link military_tech thumb_downthumb_up

Re: Any of you fine folks gone the way of online only


May 12, 2020, 1:25 PM

No

flag link military_tech thumb_downthumb_up

yeah but the rate keeps going down


May 12, 2020, 1:33 PM

just recently moved down to 1.25% APY on Ally

I think it started at 2.20%

2024 white level memberbadge-donor-15yr.jpgringofhonor-willmo.jpg flag link military_tech thumb_downthumb_up




Cat on a tin roof, dogs in a pile,
Nothin' left to do but smile, smile, smile!!!!


Did it? I just moved everything back 2 Ally from Wealthfront


May 12, 2020, 5:41 PM

after wealthfront went from ~1.8%-ish to .25% or something.

Ally was 1.5% the other day.

Checking (not a bank pun) now.

nah brah, I'm at 1.50% still

flag link military_tech thumb_downthumb_up

maybe just for me


May 13, 2020, 9:52 AM

Willmo, over the past several months, our national economy has faced a period of extended turbulence brought on by the coronavirus (COVID-19) pandemic. The Federal Reserve’s actions to calm this turbulence have impacted rates industrywide on products ranging from loans to savings accounts.

Because of this, the Annual Percentage Yield (APY) for your Online Savings Account is changing from 1.50% APY to 1.25% APY on all balance tiers. Your new APY is effective 5/12/2020 and will show online in your account details on 5/13/2020.

2024 white level memberbadge-donor-15yr.jpgringofhonor-willmo.jpg flag link military_tech thumb_downthumb_up




Cat on a tin roof, dogs in a pile,
Nothin' left to do but smile, smile, smile!!!!


Re: maybe just for me


May 13, 2020, 6:45 PM

Willmo®

I didn't see the Ally email yesterday (haven't looked that far back, so I still technically haven't seen it), but I got a bunch of emails from Mint.com about it just an hour ago.

Checked, and yeah...1.24%

teh suxxors

flag link military_tech thumb_downthumb_up

only for the high yield


May 13, 2020, 10:07 AM

interest rates have gone to #### b/c Fed.

we're in Marcus by Goldman. Put a years worth of mortgage and hooker/blow money in there and said fuggit

flag link military_tech thumb_downthumb_up

I considered it, but ultimately decided that I would tie up


May 13, 2020, 10:10 AM

my liquidity in blue-chip collectibles like Ferrari F40's and early Rothko paintings.

2024 orange level memberbadge-donor-20yr.jpgringofhonor-obed.jpg flag link military_tech thumb_downthumb_up


Seems reasonable.***


May 13, 2020, 11:26 AM



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