Replies: 22
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Oculus Spirit [75452]
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Joined: 10/26/03
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Any of you fine folks gone the way of online only
May 12, 2020, 11:40 AM
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bank for a savings account? Many years ago I had an ING account that I can no longer access but for some reason get real anxious when looking up accounts these days.
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All-In [34357]
TigerPulse: 100%
Posts: 41285
Joined: 4/20/01
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you have a savings acct?***
May 12, 2020, 11:52 AM
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Oculus Spirit [75452]
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I've got several but none are drawing worth a flip.***
May 12, 2020, 12:13 PM
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All-In [34357]
TigerPulse: 100%
Posts: 41285
Joined: 4/20/01
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ive only dreamed of a savings acct. i guess im poors, sadly***
May 12, 2020, 12:16 PM
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Oculus Spirit [75452]
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Joined: 10/26/03
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Hey, there is a chance you aren't poor but simply
May 12, 2020, 12:20 PM
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broke. Even a guy pulling 6 figures a year can be broke.
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Heisman Winner [134835]
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Oculus Spirit [75452]
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I attempted that a while back.
May 12, 2020, 3:43 PM
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Something was truly jacked up with it and probably requires a phone call to fix. Before I lost access I'd taken most of that money and used it with my Sharebuilder account.
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Oculus Spirit [78975]
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Joined: 8/29/12
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Pretty much. Only reason I go to the bank is to get cash***
May 12, 2020, 12:04 PM
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CU Medallion [60050]
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Joined: 11/30/98
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me too. Only times I have been in a bank last 5 years
May 12, 2020, 1:50 PM
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was to get $2 bills prior to a bowl trip.
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CU Medallion [73569]
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Yes, I use usaa and penfed online only***
May 12, 2020, 12:18 PM
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All-In [46675]
TigerPulse: 100%
Posts: 30633
Joined: 8/11/15
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Probably should move both savings
May 12, 2020, 12:22 PM
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to a high yield savings account like Ally or something. But I really like the liquidity when that sweet sweet chainsaw is returned and I can get a discount on it
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Oculus Spirit [75452]
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What about a chainsaw?***
May 12, 2020, 12:31 PM
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All-In [46675]
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Easy.
May 12, 2020, 1:26 PM
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Dude buys chainsaw who obviously doesn't know how to use it.
Dude returns chainsaw because he doesn't know how to use it.
Chainsaw is now "used"
Chainsaw half price.
Just got to play the waiting game.
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Oculus Spirit [75452]
TigerPulse: 100%
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Why don't you just set up outside the pawn shop and offer $5
May 12, 2020, 3:45 PM
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more than the shop does? This will only get you runnoft once.
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All-TigerNet [11611]
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Joined: 5/17/02
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I had ING. Then it became CapitalOne
May 12, 2020, 12:57 PM
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I have 360 Savings (basically no interest, but can move money back and forth without issue)
and a 360 Performance Savings (rate just dropped to 1.5%) that has limited moves per month for withdrawals.
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All-TigerNet [10141]
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Re: Any of you fine folks gone the way of online only
May 12, 2020, 1:25 PM
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No
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Oculus Spirit [78789]
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yeah but the rate keeps going down
May 12, 2020, 1:33 PM
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just recently moved down to 1.25% APY on Ally
I think it started at 2.20%
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CU Medallion [54758]
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Joined: 10/1/03
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Did it? I just moved everything back 2 Ally from Wealthfront
May 12, 2020, 5:41 PM
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after wealthfront went from ~1.8%-ish to .25% or something.
Ally was 1.5% the other day.
Checking (not a bank pun) now.
nah brah, I'm at 1.50% still
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Oculus Spirit [78789]
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maybe just for me
May 13, 2020, 9:52 AM
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Willmo, over the past several months, our national economy has faced a period of extended turbulence brought on by the coronavirus (COVID-19) pandemic. The Federal Reserve’s actions to calm this turbulence have impacted rates industrywide on products ranging from loans to savings accounts.
Because of this, the Annual Percentage Yield (APY) for your Online Savings Account is changing from 1.50% APY to 1.25% APY on all balance tiers. Your new APY is effective 5/12/2020 and will show online in your account details on 5/13/2020.
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CU Medallion [54758]
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Re: maybe just for me
May 13, 2020, 6:45 PM
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Willmo®
I didn't see the Ally email yesterday (haven't looked that far back, so I still technically haven't seen it), but I got a bunch of emails from Mint.com about it just an hour ago.
Checked, and yeah...1.24%
teh suxxors
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Hall of Famer [21712]
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Joined: 9/11/11
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only for the high yield
May 13, 2020, 10:07 AM
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interest rates have gone to #### b/c Fed.
we're in Marcus by Goldman. Put a years worth of mortgage and hooker/blow money in there and said fuggit
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Lot o points [154503]
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I considered it, but ultimately decided that I would tie up
May 13, 2020, 10:10 AM
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my liquidity in blue-chip collectibles like Ferrari F40's and early Rothko paintings.
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Oculus Spirit [75452]
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Seems reasonable.***
May 13, 2020, 11:26 AM
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Replies: 22
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