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Replies: 32
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Oculus Spirit [83015]
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How much do you pay for auto-insurance?
May 23, 2022, 10:40 AM
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I pay $4800 a year for my beater 2008 Camry and my wife's 2020 beamer X5.
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All-In [26479]
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Sounds steep ... I'm at $1300 / year
May 23, 2022, 10:48 AM
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2020 Subaru
2011 Subaru
2004 Ford
State Farm
Make sure you're not paying comprehensive on the junk Toyota .. you'll only get book value if you wreck it, which won't be alot.
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Hall of Famer [20569]
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What kind of sorcery is this?***
May 23, 2022, 11:03 AM
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All-In [40875]
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$1093 a year for a 2018 Acura TLX ASPEC
May 23, 2022, 10:49 AM
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max coverage and another $145/year for a $1,000,000 umbrella. My truck is a company truck and we have a spare company truck that we can use.
I signed over all the kids cars when they graduated college. It took a year or two though. They were bucking the system.
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Oculus Spirit [85166]
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Too much, but not that much - Per Year
May 23, 2022, 10:50 AM
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2020 F-150 - $776
2021 Honda Passport - $822
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All-In [46801]
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136/ month 2 vehicles***
May 23, 2022, 10:52 AM
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All-In [45664]
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Re: How much do you pay for auto-insurance?
May 23, 2022, 10:53 AM
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$3600/year. I've totaled 3 Toyota trucks in the past five years. Only one being me fault. Other two were deer. State Farm cancelled me policy. Have GEICO now. Will change for 2023. HTH
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Heisman Winner [119596]
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Sounds like DUI holdover…..
May 23, 2022, 10:54 AM
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We pay approx $250/6 months for 2013 Lexus and 2021 Tacoma.
Around $1000 total for both.
Full liability and comprehensive coverage
State Farm
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Oculus Spirit [83015]
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I'm looking into it. Our daughter may still be listed as a
May 23, 2022, 11:11 AM
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driver on our cars. She's just 21. Or, it may just be Collier County Florida.
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Heisman Winner [119596]
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Seems very high….***
May 23, 2022, 11:13 AM
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All-In [26957]
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CU Medallion [56005]
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$730 per year for my 2013 GTI. USAA.
May 23, 2022, 11:00 AM
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My wife's 2018 Crosstrek costs $945. NJ is supposed to have brutal car insurance rates, but I have no complaints.
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Heisman Winner [105478]
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$950/YR for 2021 4Runner (maybe it is a 2022)
May 23, 2022, 11:04 AM
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and no idea for 2007 Ford F150.
We use Progressive
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All-In [26957]
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Re: How much do you pay for auto-insurance?
May 23, 2022, 11:06 AM
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$1660/yr.
2013 Sub SUV ($1k deduct)
2016 Toy SUV ($500 deduct)
1996 Truck (No Collision)
$ 300,000/500,000 bodily
$ 100,000 prop
USAA, because they're the insurance carrier you want if you prefer your car be fixed correctly.
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All-In [36448]
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Tree-fiddy***
May 23, 2022, 11:06 AM
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CU Medallion [73569]
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2 adults, 1 teenager
May 23, 2022, 11:07 AM
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$450ish i think/month.
It used to be $150 for just me and my wife combined til we added the teen.
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All-In [43608]
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Bruh.
May 23, 2022, 11:07 AM
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That's a lot.
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All-In [36448]
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WE CANT ALL HAVE THE CARTEL PAYING OUR INSURANCE***
May 23, 2022, 11:38 AM
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All-In [45664]
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Re: Bruh.
May 23, 2022, 11:47 AM
[ in reply to Bruh. ] |
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Lot o points [155706]
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You have a lot of questions today***
May 23, 2022, 11:29 AM
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CU Medallion [53177]
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Ouch! That's high as a giraffes #####
May 23, 2022, 11:31 AM
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121/mth
2 vehicles.
Full coverage on 1,and liability and collision on the old truck.
Auto Owner's Insurance through broker.
You must have a few claims still lingering or something. I'd be shopping that mess for better rates!
I've used a broker since around 05,and works well for me.
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Heisman Winner [137807]
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Tell us you have a DUI without telling us you have a DUI.
May 23, 2022, 11:54 AM
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Two adults and two (older) cars is $732/6 months with USAA, which is also the bestest insurance company out there.
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Oculus Spirit [83015]
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Joined: 11/29/99
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Just spoke with someone and it's because my daughter
May 23, 2022, 12:13 PM
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had to be on the insurance while she was at college. Now, that she's graduated and employed I can drop her. Off at college means still living in the home even though she was 6.5 hours away.
BTW, she totaled her car in 2020 and is biking, hoofing it, and Ubering in Tallahassee.
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All-In [26957]
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I, for one, never doubted your drunk driving abilities, Joe.
May 23, 2022, 12:15 PM
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Please remember that.
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Oculus Spirit [83015]
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Ok, so I'm dropping my daughter who graduated from FSU in
May 23, 2022, 12:16 PM
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December. That lowers it to $1983 a year.
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All-In [38514]
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$280 a month.
May 23, 2022, 12:25 PM
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4 cars, 5 drivers.
Cars are between $44 and $88 a month.
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All-In [40875]
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That was me a few years ago
May 23, 2022, 2:06 PM
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 I was constantly working on cars or having one in the shop.
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All-In [38514]
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One car is titled to me and on my insurance but
May 23, 2022, 2:25 PM
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my daughter makes a car payment to me that includes insurance and she's responsible for maintenance. Since she's still living at home it was cheaper to title it in my name and keep her on my insurance. When she moves out then the car will be transferred to her and she'll get her own insurance.
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Lot o points [180901]
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$131/month 2 vehicles.***
May 23, 2022, 12:29 PM
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Oculus Spirit [81628]
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$1,016/yr.***
May 23, 2022, 2:13 PM
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All-In [48963]
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More than that...
May 23, 2022, 2:55 PM
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But I have two teen drivers and one college age driver and two of those three have had wrecks that were their fault. The third is a boy. And then my wife and I and I have one speeding ticket. So more than that.
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All-In [26957]
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So parenting question...
May 23, 2022, 3:16 PM
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My kid is 2.5 so who knows what people will be driving (or not driving) when he's 16...
But I always thought a good parental strategy was, when handed the keys, they were aware they would be expected to cover the difference in premiums that any speeding tickets/accidents created. But not sure how that works in practice.
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All-In [48963]
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Well, older daughter was in a tiny little wreck
May 23, 2022, 3:41 PM
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with no damage at all to her car and they literally paid to buff out the bumper of the other car. So I'm not sure that was not one of those "forgiven" accidents. But then added son of and he's a boy, so that jacked up the rates a good bit even though older daughter didn't take a car to college so I got to adjust her premium down since she only drives the car when she's home and college is more than an hour and a half away. Then added second daughter and she caused more damage to the car she hit than she makes at her job. The difference in premiums after her wreck is like 160 per month.
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