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All-In [46825]
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GITT with how long before you can retire and
Sep 17, 2021, 8:18 AM
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what you plan on doing.
I got 18 more years.
Plan on moving to a small cabin above Ashville drinking, hunting, and #######.
I can retire here, move up there. Work 10 years and get both SC and NC retirement
Message was edited by: FBCoachSC®
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Heisman Winner [105549]
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I will retire when they wheel my dead body out from behind
Sep 17, 2021, 10:52 AM
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my desk.
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Lot o points [155894]
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I can retire in 12 years or so.
Sep 17, 2021, 8:28 AM
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I plan on continuing working.
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All-In [40656]
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I don't believe a SINGLE ounce of this***
Sep 17, 2021, 8:28 AM
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All-In [46825]
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I'm going to take all my sweet equity I've built up
Sep 17, 2021, 8:29 AM
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and use it on a mountain cabin
Hey Ineligible user®, how much equity will you have in 18 years?
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Oculus Spirit [81061]
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So what you're saying is that 18 years from now, you'll
Sep 17, 2021, 9:37 AM
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still be worth less than what I have sitting on my desk in front of me.
Believable.
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All-In [46825]
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You have piles of cash on your desk? That's comical***
Sep 17, 2021, 9:51 AM
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Oculus Spirit [81061]
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I have about $1.80 left from a $20 bill I broke yesterday
Sep 17, 2021, 10:13 AM
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That oughtta do it
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All-In [46825]
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Broke the 20 to give to your landlord?***
Sep 17, 2021, 10:24 AM
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Oculus Spirit [81061]
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Re: Broke the 20 to give to your landlord?***
Sep 17, 2021, 10:26 AM
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Hall of Famer [21935]
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not to interrupt this awesome ### for tat
Sep 17, 2021, 10:57 AM
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but that's exactly how I imagine you look and act in real life, haha
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Oculus Spirit [81061]
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I have a little more hair than that, not quite as old
Sep 17, 2021, 11:15 AM
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but when I read about 99% of FBmoochSC posts, that's pretty much the expression I have.
I've never seen someone so completely unaware, and too belligerent to even accept that he is that way.
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Lot o points [155894]
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I suspect you're defining retirement differently.....
Sep 17, 2021, 8:30 AM
[ in reply to I don't believe a SINGLE ounce of this*** ] |
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like you' aren't thinking of it as pirating cable from your neighbor, cutting off the occasional catalytic converter at the boat ramp for spare change, and eating vienna sausages on saltines.
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CU Medallion [55746]
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Meh. No time soon. Two kids to get through college.
Sep 17, 2021, 8:30 AM
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After that, we will examine our options.
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All-In [46825]
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I'm eligible for retirement the year before
Sep 17, 2021, 8:31 AM
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my house is paid off and my son finishes his last year of college (if he makes it. It's not looking promising at this point)
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Oculus Spirit [85322]
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Yikes***
Sep 17, 2021, 8:33 AM
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CU Medallion [55746]
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I'm working at least 10 more years, assuming my health holds
Sep 17, 2021, 8:36 AM
[ in reply to I'm eligible for retirement the year before ] |
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That's the biggie with "retirement" - we assume we will not run into any major health issues and will make it to that time/age in the future.
The BETTER plan is to get rich to the point your passive income is greater than your burn. Then you work if you want to, not because you have to.
I'd love to reach that goal within the next 10 years.
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All-In [46825]
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I don't think you know what I do for a living
Sep 17, 2021, 9:17 AM
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that ain't happening
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Heisman Winner [105549]
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State Retirement is fantastic unless
Sep 17, 2021, 11:12 AM
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that is all you are depending on for retirement. I did my mom's taxes last year and I was astonished at how little her State Retirement is. I mean, she spends very little and everything is paid off, so it isn't a big deal, but if that was it, it wouldn't be easy living.
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Oculus Spirit [81061]
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I heard for years how great state retirement is, then I
Sep 17, 2021, 11:17 AM
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had a state gig and was like "WT F?"
I guess it was good through 2007-2009 and you get that guaranteed 4%, but any other year..yeah.
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All-In [46825]
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If you remain a teacher it's terrible
Sep 17, 2021, 12:24 PM
[ in reply to State Retirement is fantastic unless ] |
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however, if you're in admin or something like that it is MUCH better
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Heisman Winner [105549]
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She was an assistant principal for 20 years***
Sep 17, 2021, 1:19 PM
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All-In [46825]
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Well ####***
Sep 17, 2021, 1:20 PM
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All-In [40656]
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Lol you got fleeced***
Sep 17, 2021, 1:38 PM
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Associate AD [832]
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Joined: 6/20/21
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Re: GITT with how long before you can retire and
Sep 17, 2021, 8:38 AM
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What constitutes retirement exactly? Not having a 9-5?
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All-In [40656]
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I think he is under the impression that once
Sep 17, 2021, 8:40 AM
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you can spell "r-e-t-i-r-e-m-e-n-t" that you can do it.
In that case, he still has about 18 years.
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All-In [45744]
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Now....
Sep 17, 2021, 8:41 AM
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Nothing.
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CU Medallion [60228]
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doubt I ever do
Sep 17, 2021, 8:48 AM
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unless I just can't physically or mentally do it any more.
If you enjoy what you do, you shouldn't ever want to stop doing it, especially if you get paid to do it. Sometimes retirement (lack of responsibility and purpose) is a premature death sentence, so be careful there.
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All-In [42151]
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True...
Sep 17, 2021, 9:11 AM
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Some people don't cope well with it if they lose that drive and purpose. That's why I want to make sure I have a new purpose or goal after I retire.
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All-In [46825]
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I've seen older family members who
Sep 17, 2021, 9:13 AM
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work until they physically can't anymore. Then they sit on the couch all day and wait to die because that's all they are able to do.
I don't want to do that.
My grandfather retired and spent the rest of his life hunting, fishing, eating breakfast at Hardee's, whatever the #### he wanted to do for about 20 years until lung cancer got him.
That's my retirement goal.
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CU Medallion [60228]
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Joined: 11/30/98
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I have one laser-focused goal remaining in life
Sep 17, 2021, 9:28 AM
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and that's to some day shoot my age in a round of 18-hole Par 72 golf. Whether that's a 65 when I'm 65 or an 80 when I'm 80, I don't care about that specifically.
But what that means is I have to stay in good enough physical shape to play decent golf when I reach that point in life. If I can make that happen, everything else should take care of itself.
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All-In [42151]
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I'm gonna be one old mother ###### if I ever shoot my age.***
Sep 17, 2021, 9:29 AM
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CU Medallion [60228]
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yeah, I know, I just think that's a fantastic accomplishment
Sep 17, 2021, 9:38 AM
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in life, something you cannot possibly even hope to do until you're well into in your 60's. To be that athletically agile at an advanced age is something everyone hopes for.
That's why it's a goal of mine.
I'm not sure what the mental equivalent to that would be, but something also worth striving towards.
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All-In [46825]
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CU Medallion [60228]
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sorry, not biting***
Sep 17, 2021, 9:45 AM
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Oculus Spirit [81061]
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Eating breakfast at Hardees, huh?
Sep 17, 2021, 9:30 AM
[ in reply to I've seen older family members who ] |
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Wow..do you think you'll be able to handle that? I mean...its eating breakfast at Hardee's.
Its not like everyone can do that.
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All-In [46825]
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Well he was a decorated Korean War Vet
Sep 17, 2021, 9:51 AM
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so I guess hardees is a good place for real men.
Unlike the windjammer
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Oculus Spirit [81061]
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I wasn't talking about him. I was talking about you.
Sep 17, 2021, 9:58 AM
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He prob just goes because, well, that's what he wants to do.
You going to Hardee's everyday doesn't make you a war hero. It just means it's you...going to Hardee's, because somehow you think it makes you important.
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All-In [46825]
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Re: I wasn't talking about him. I was talking about you.
Sep 17, 2021, 10:00 AM
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All-In [40656]
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That Bronze Star you got for your service
Sep 17, 2021, 10:13 AM
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of washing dishes in the back to pay for your steak biscuit is going to need to be returned.
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110%er [7004]
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Re: GITT with how long before you can retire and
Sep 17, 2021, 8:51 AM
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No clue. It's so far away that I don't have a set number. But given that life gets more expensive every year, I'm going to assume never.
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All-In [42151]
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Thirteen years
Sep 17, 2021, 9:09 AM
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However, I doubt I'll completely hang it all up because I really enjoy working and will probably still work as a consultant in some areas. I'd like to write more.
Ideally, my wife and I would like to buy a house directly on the beach (but also not have it fall into the ocean). We actually feel good about this being an attainable goal. We may prefer to move to a smaller beach community like Edisto or Pawleys instead of IOP or Sullivan's.
And I plan to still drink a lot and go on stupid golf cart cruises.
Message was edited by: Catahoula®
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CU Medallion [66054]
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Twelve and a half years
Sep 17, 2021, 9:12 AM
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want to move down to the Beaufort area, maybe living like geechietiger
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All-TigerNet [11019]
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Got about 6 years.
Sep 17, 2021, 9:13 AM
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At that point, I'll cash in all my vested options, and hit my number to pay off my house and have steady income.
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Freshman [-100]
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Re: GITT with how long before you can retire and
Sep 17, 2021, 9:19 AM
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I can retire in 7 years and plan to move to Hilton Head Island near my brother and his family. Congrats on the future retirement! Hunting and Fishing sounds awesome!
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All-In [25721]
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Re: About two years ago
Sep 17, 2021, 9:19 AM
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Am doing what I planned on doing.
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110%er [7004]
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Little Cabin around Asheville
Sep 17, 2021, 9:38 AM
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Your post got me thinking. This was the only house I could find in the Asheville area that was under $250,000:
https://www.zillow.com/homedetails/15-Border-St-Black-Mountain-NC-28711/5590503_zpid/
That said, there were a lot more options in the sub $350k range than I was expecting, as well as some affordable cabins further out from town.
Not hating, FBCoachSC® , I would also love to retire to the mountains one day. That day is a looooong way off for me though.
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Heisman Winner [105549]
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I want to retire to a little sleepy Mountain Town too.
Sep 17, 2021, 9:41 AM
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I was thinking Telluride, but IIRC (because we looked), you really need $5M to make it work.
Breck was a little easier with only needing $2M.
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All-In [46825]
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What's the realtor climate like in Gatlinburg?***
Sep 17, 2021, 9:43 AM
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110%er [7004]
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Joined: 9/2/21
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All-In [46825]
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Posts: 30730
Joined: 8/11/15
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Yeah they want 190 for a double wide
Sep 17, 2021, 9:43 AM
[ in reply to Little Cabin around Asheville ] |
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it's insane up there. Might have to look at North Georgia. Then I'll only have to work 8 more years to get double retirement
Message was edited by: FBCoachSC®
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Heisman Winner [135578]
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Maybe you should look around Kings Mountain?***
Sep 17, 2021, 9:53 AM
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Oculus Spirit [97715]
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I plan to work until I can't.
Sep 17, 2021, 9:54 AM
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If that's 95, fine. If that's 55, fine.
What are you a boomer or something?
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Legend [15051]
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Joined: 6/26/20
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Two years ago at 58. Was going to stay but
Sep 17, 2021, 10:03 AM
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Found a great opportunity to leave after almost 40 years in EE with them. Took a temporary and part-time interim management position at a different company and helped with the transition once they selected a permanent hire.
Since then I hunt and fish only on weekdays, volunteer for several non-profit organizations, and work in the garden. And I became a little more active investor. I'm Beaufort so why would I move? Once COVID-19 restrictions are removed we'll travel again.
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All-In [46825]
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Posts: 30730
Joined: 8/11/15
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I've talked to the wife about possibly buying an 18 wheeler
Sep 17, 2021, 10:06 AM
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and traveling around the country hauling loads.
Get to travel. Have a place to stay. And get paid to do it.
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Hall of Famer [22940]
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Joined: 12/2/00
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Your wife have experience taking loads?***
Sep 17, 2021, 10:25 AM
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Oculus Spirit [83099]
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Daughter a senior at FSU, but just took the LSAT
Sep 17, 2021, 10:08 AM
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so, 4 years.
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Oculus Spirit [85322]
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WTH man, just the other day we were voting her hs player of
Sep 17, 2021, 10:15 AM
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teh week!!!
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Hall of Famer [22940]
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Anybody else's pics not loading?***
Sep 17, 2021, 10:25 AM
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Orange Blooded [2618]
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Re: GITT with how long before you can retire and
Sep 17, 2021, 10:15 AM
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7 years. Plans in no particular order.
Plan 1: Sale all rental properties here in Gangland and move to the beach.
Plan 2: Sale all rental properties here in Gangland and move to Gods country.
Plan 3: Stay in Gangland. Keep all rental properties but downsize from our current house.
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Hall of Famer [22940]
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Joined: 12/2/00
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5 years, then move to Spain/Portugal for a bit
Sep 17, 2021, 10:21 AM
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529 plans are funded.
Retirement funds looking good.
Just need the stock market to not get stupid.
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Oculus Spirit [81061]
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Its been stupid for about 6-7 years***
Sep 17, 2021, 10:27 AM
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Hall of Famer [22940]
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This kind of stupid is great.
Sep 17, 2021, 10:31 AM
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I don't want to see the other kinds of stupid.
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All-In [42868]
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I'm not exactly sure but it will be when
Sep 17, 2021, 10:57 AM
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Hall of Famer [21935]
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Joined: 9/11/11
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I don't really want to "retire"
Sep 17, 2021, 11:01 AM
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sounds boring AF. I want to keep doing what I'm doing for about 20 years, then open a small design/build consultant shop and do a few projects a year.
my grand dad is one of the most successful people i've ever known. he worked until the day my family put him in a nursing home. granted, he blew a lot of money he made, but the ole boy was going into the office wheeling and dealing.
current goal is to be "financially independent" in 10-15 years
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All-TigerNet [11630]
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Joined: 5/17/02
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Forced partial retirement starts at 55 (15 years)
Sep 17, 2021, 11:07 AM
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And then I can decide full between 60 and 65.
Will retire to the farmland in either Hendersonville or Etowah, NC.
Really want to build a house on a hillside bear the French Broad River with mountain views in Etowah, but by BIL might get that land first.
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Oculus Spirit [81061]
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Joined: 9/13/04
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Who is forcing you? I thought you owned your own thing***
Sep 17, 2021, 11:20 AM
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All-TigerNet [11630]
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Joined: 5/17/02
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Contracts...
Sep 17, 2021, 11:51 AM
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All shareholders are forced to sell down their shares at 10% a year for 10 years starting the year of your 55th birthday.
This allows others and the company (if needed) to be able to comfortably purchase your shares without having a massive financial burden that cripples the company.
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All-TigerNet [12270]
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Joined: 12/1/03
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i can "retire" in 2 year, but likely will in 7. what i will
Sep 17, 2021, 11:18 AM
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do is the same thing i do now only work less and play more.
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Oculus Spirit [81061]
TigerPulse: 100%
Posts: 56139
Joined: 9/13/04
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I've got a buddy who is a pilot.
Sep 17, 2021, 11:43 AM
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He retired as a Major from the USAF reserves--had thousands of hours as C-141/C-17 pilot. He just turned 60. He flies for American Airlines now, and specifically has stayed as an aircraft commander (2nd in command) because he had seniority, and was flying to the Caribbean 4 days a week, or when he felt like it. He made his own schedule.
Then for some reason I don't understand, he went to Captains school last month, and is now a low seniority Captain flying terrible flights to Detroit, Las Vegas and other places I wouldn't want to go, on weekends and nights. He was probably making close to $225k-$250/year and had been for the last decade. Now, as captain, he said he'll make close to $300k/year-$325/year.
He is single, never been married, and has invested well. He has about $6 million liquid and in stocks, plus his USAF pension that starts at 62. He will also collect SS, and then at mandatory retirement of 65 from AA, he'll get a pretty hefty pension from them.
Last Macrh, He sold his new 25', twin engine center console for a ton less than he paid for it, and then sold his paid for house on IOP for $1.3m. After fees, taxes, and all the other stuff, he pocketed about $900k from the house. He had started dating a girl he went to high school with who was an admin asst at a Dr's office, and lives in Alpharetta now in her 1 BR apt with her.
He said he plans on buying a house on Lake Lanier, but the prices are scaring him off. I don't understand any of it. We've talked for hours about his plans, but none of them make any sense to me. I would never have gone to Captain school, lost my choice flying routes, and would have retired 5 years ago if I was him, enjoyed my IOP house until I couldn't anymore, then figure it out from there. I mean he certainly won't be going broke any time soon.
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All-In [40929]
TigerPulse: 100%
Posts: 42947
Joined: 11/30/98
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I can retire today but would have to downsize and cut back
Sep 17, 2021, 11:48 AM
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another 10 years of working and I can retire with a larger salary than I have now.
I'll work some as long as I am physically and mentally able to.
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Hall of Famer [21258]
TigerPulse: 100%
Posts: 12478
Joined: 9/23/06
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I could today.
Sep 17, 2021, 12:18 PM
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My passive income is more than I pay myself salary wise. All the profit goes to building more passive income.
I am what I would call an UDR. I am 39, make more from passive income... but mostly because we are pretty frugal. I looked and our outgo is about $4,000 a month... about 40% of that is tithing, giving and helping others.
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Hall of Famer [21258]
TigerPulse: 100%
Posts: 12478
Joined: 9/23/06
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Oh, and I dont plan on retiring.
Sep 17, 2021, 12:20 PM
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I have fun doing what I do... I enjoy growing the business. My goal right now is to get out of the actual project work and just manage the day to day business.
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110%er [7004]
TigerPulse: 100%
Posts: 2275
Joined: 9/2/21
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Re: I could today.
Sep 17, 2021, 12:36 PM
[ in reply to I could today. ] |
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Well dang. That's awesome! If you don't mind me asking, what sort of passive income? Rentals?
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Hall of Famer [21258]
TigerPulse: 100%
Posts: 12478
Joined: 9/23/06
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Yeah...
Sep 17, 2021, 12:38 PM
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2 long term rentals (one i actually lose a little on because i rent it to a single lady from church), one commercial property, and one short term rental log cabin in the mountains.
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All-In [46825]
TigerPulse: 100%
Posts: 30730
Joined: 8/11/15
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You want to sell that cabin for half price in 18 years?***
Sep 17, 2021, 12:41 PM
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Hall of Famer [21258]
TigerPulse: 100%
Posts: 12478
Joined: 9/23/06
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Check back with me in 18 years.
Sep 17, 2021, 12:43 PM
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Probably not then either... i am not your inlaws.
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Oculus Spirit [81061]
TigerPulse: 100%
Posts: 56139
Joined: 9/13/04
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Re: Check back with me in 18 years.
Sep 17, 2021, 1:27 PM
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Hall of Famer [22940]
TigerPulse: 100%
Posts: 16894
Joined: 12/2/00
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Props for happiness at that low spend and UDR!***
Sep 17, 2021, 3:29 PM
[ in reply to I could today. ] |
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Hall of Famer [22312]
TigerPulse: 100%
Posts: 7570
Joined: 3/3/99
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already there and enjoying every minute of it... by the way,
Sep 17, 2021, 3:20 PM
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hey, you young guys....
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110%er [7736]
TigerPulse: 100%
Posts: 2211
Joined: 2/23/05
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Were planning to fully retire in about four months
Sep 17, 2021, 3:49 PM
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Unfortunately, the financial advisor said our plan only had a 90% chance of success if we both lived to be 173. That planted a seed of doubt in half of our collective minds. We'll see what happens.
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