|
Replies: 16
| visibility 2662
|
110%er [7058]
TigerPulse: 100%
40
|
Banks are going to ruin college football
13
13
Aug 1, 2024, 8:12 AM
|
|
I got auto-approved for a new credit card a couple months ago so I used it to pay for a long vacation. And when I mean vacation, I mean pulling out all the stops. I flew on an airplane, didn’t share my motel room (which almost came in handy), only ate at fast food restaurants for breakfast, and didn’t pre-game alone in my motel room with cheap drinks to keep my bar tab down. I absolutely balled.
Anyhow, now that I’m done using the credit card, I called to cancel it. They are saying I still need to pay off the balance. When did that become a thing? For real, If I could afford to pay it off, why would I be calling to cancel it in the first place?
I knew being able to afford tickets to the Georgia game was going to be a stretch, but if I can’t figure out this credit card thing I don’t know if I can even afford tickets to the ###### games like App State and Virginia. I’m sure I’m not alone on this.
Any suggestions from the bankers in here would be greatly appreciated.
|
|
|
|
 |
Commissioner [906]
TigerPulse: 100%
23
|
Re: Banks are going to ruin college football
5
5
Aug 1, 2024, 8:21 AM
|
|
You can cancel a credit card. It you have to pay the balance. Can’t spend the money and cancel it to hope the balance disappears. Stop using credit cards. Never use them if you’re going to have a balance let over.
Also, if you can, take the credit card debt, roll it into a personal loan with lower interest rate, pay off the loan early and stop buying things you can’t afford.
Signed, someone who made those same mistakes and never repeated them and worked three jobs to build considerable wealth years later.
|
|
|
|
|
|
Orange Beast [6275]
TigerPulse: 100%
39
|
Re: Banks are going to ruin college football
5
5
Aug 1, 2024, 9:09 AM
|
|
What he said. I use credit cards for the built in consumer protection. I pay the debt off before interest accrues. I also use cards that have built in cash back. I can get as high as a 5% discount on things just by using the card. The one time I got underwater, I got a signature loan to roll them all into one payment and payed that off in 2.5 years instead of the five allotted saving more interest fees. Don’t close the accounts because your credit score will drop. Just use them like a tactician! Make your credit work for you!
|
|
|
|
|
|
110%er [7058]
TigerPulse: 100%
40
|
Re: Banks are going to ruin college football
8
8
Aug 1, 2024, 9:10 AM
[ in reply to Re: Banks are going to ruin college football ] |
|
After doing some research, it is starting to look like you are correct. Sure wish they would have made this clear from the start. I now understand why people don’t like banks.
|
|
|
|
|
|
Clemson Sports Icon [56083]
TigerPulse: 100%
58
|
Re: Get a loan
3
Aug 1, 2024, 9:21 AM
|
|
|
|
|
|
|
|
Hall of Famer [8759]
TigerPulse: 100%
42
|
Re: Banks are going to ruin college football
2
Aug 1, 2024, 9:42 AM
|
|
Its simple, get another credit card and use it to pay off the one you want to cancel. Then see if that bank will let you cancel it. You just have to find the right bank.
|
|
|
|
|
|
110%er [7058]
TigerPulse: 100%
40
|
Re: Banks are going to ruin college football
Aug 1, 2024, 10:20 AM
|
|
That’s probably a better strategy than my plan of buying a handful of scratch offs.
|
|
|
|
|
|
Clemson Conqueror [11206]
TigerPulse: 100%
45
|
Re: Banks are going to ruin college football
Aug 1, 2024, 10:34 AM
|
|
You need to take out a student loan to pay off your credit card.
Be sure to take out the max amount to cover upcoming expenses you don't know about yet.
|
|
|
|
|
|
Playmaker [397]
TigerPulse: 97%
15
|
Re: Banks are going to ruin college football
1
Aug 1, 2024, 10:56 AM
[ in reply to Re: Banks are going to ruin college football ] |
|
You guys are making this way too complicated...
Get a graduate student loan to pay off your bank loan and then demand for your student loan to be forgiven by Joe! This way, we ALLl get to share to pay off YOUR debt...is this a great county or not?
|
|
|
|
|
|
Orange Immortal [62214]
TigerPulse: 100%
59
Posts: 40728
Joined: 2004
|
Register democrat.
2
Aug 1, 2024, 10:27 AM
|
|
No need to vote. Don't worry, they'll make sure your "mail-in" ballot is filled out "correctly."
And they'll cancel your debt. Win-win.
|
|
|
|
|
|
Tiger Titan [47410]
TigerPulse: 100%
57
Posts: 19505
Joined: 2015
|
Get a second credit card for UGA tix.
3
Aug 1, 2024, 10:31 AM
|
|
YOLO. YUGE GAME!
|
|
|
|
|
|
110%er [7058]
TigerPulse: 100%
40
|
Re: Get a second credit card for UGA tix.
2
Aug 1, 2024, 11:48 AM
|
|
Already tried that but got denied. I’m thinking about pawning my Chad Kelly socks. It will break my heart but you’re right, YOLO.
|
|
|
|
|
|
Walk-On [111]
TigerPulse: 73%
10
|
Re: Banks are going to ruin college football
Aug 1, 2024, 10:45 AM
|
|
Just write them a check.
|
|
|
|
|
|
Clemson Conqueror [11392]
TigerPulse: 100%
45
|
Re: Banks are going to ruin college football
1
Aug 1, 2024, 12:05 PM
|
|
I was going to say "hooked one" ..... but it appears that he hooked two!
|
|
|
|
|
|
Top TigerNet [28979]
TigerPulse: 100%
54
Posts: 16828
Joined: 2008
|
Re: Banks are going to ruin college football
2
Aug 1, 2024, 12:13 PM
|
|
I’m surprised you found two posters who fell into your little charade. But with that said it wouldn’t surprise me to find out your credit score is room temperature low.
|
|
|
|
|
|
Paw Warrior [4916]
TigerPulse: 100%
36
|
Re: Banks are going to ruin college football
1
Aug 1, 2024, 12:36 PM
|
|
|
|
|
|
|
|
Top TigerNet [28979]
TigerPulse: 100%
54
Posts: 16828
Joined: 2008
|
Re: Banks are going to ruin college football
Aug 1, 2024, 1:28 PM
|
|
|
|
|
|
|
|
Replies: 16
| visibility 2662
|
|
|
50
