I hydroplaned off the road going about 45-50 mph on a straightaway 55 speed limit zone. It had rained earlier and roads were wet, but it was nothing you don't see every day. I was not in a hurry, not distracted - just hit a puddle the wrong way; next thing I knew I was spinning into a ditch.
You can say I was driving too fast for conditions, but if that is true you must drive 35 for several hours after it rains.
You can't imagine how easy something like that can happen until it happens to you. I was just lucky that I was the only car on the road at the time.